A Penny Saved is a Penny Earned

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Congratulations!! Stay safe!Image attachmentImage attachment+2Image attachment

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2 weeks ago

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Thank you for your service, Congratulations and God Bless

Congratulations, Stay Safe

God Bless all First Responders and Military personnel.

Congratulations and stay safe

Congratulations!! Stay safe!

Congratulations!! Stay safe!The Williamsburg Police Department would like to introduce the three newest members of our police department along with the new Williamsburg Chief of police, Chief M. Timmers! Congratulations and welcome to the team! (From Left to Right - Officer Reynolds, Officer Dearing, and Officer Hamiel) ... See MoreSee Less

2 weeks ago
Congratulations!! Stay safe!

Congratulations!! Stay safe!Welcome to SPD, Class 853!

If you like helping people, and would like to be a part of the fabulous work we do, here's information on how to apply to become a Seattle Police Officer: fal.cn/3wC2A
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2 weeks ago

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Congratulations and stay safe

Thank you NO!

Congratulations lord PLZ keep them safe as they do their jobs 🙏🙏🙏💙💙💙🙏

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2 weeks ago

Comment on Facebook

Congratulations!! Praying 🙏 for your safety and security

Congratulations to all of you on supporting your community. It is a very demanding and important career. Stay safe and make sure to express your love for your family as they wait for you to return home safely. I will keep you in my prayers.

Congratulations, Thank you for your service and God Bless

Congratulations. God Bless you and your family's

Congratulations and stay safe

Congratulations!! Stay Safe out there.

Congratulations besafe out there

Congratulations but be aware, wolves. Police walking out quitting for a reason.. Stay close to God, lawlessness.

Congratulations 🎉 and Blessings 🙏

🎉🎉🎉🎉

Congratulations may yall b safe as you do ur jobs 🙏🙏🙏💙💙💙💙💙👍

THANKS HEROES

Good bless each and every law enforcement officer

GOOD LUCK. HOPE YOU MAKE IT TO RETIREMENT !!!!

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#Heroes

#heroesWhen three LAPD K9 officers were shot last week, LA County Sheriff’s Department did not hesitate to offer their services, by providing their own K-9 unit to help with LAPD K9 callouts.

Two agencies. One county. One goal. Protecting and serving the community.

Thank you Los Angeles County Sheriff's Department.
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2 weeks ago

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Go Blue!! Thank you for all you do!!!

Deepest Sympathy to LAPD K9 Officers 💙💙💙 with eternal thanks to LA County Sheriff Dept ❣️ praise and prayers to all of our Law Enforcement Warriors 🙏🏻

This should not be happening and the criminals getting away with it .Pray for our police,Pity these politicians dont show as much respect for these officers as they did george floyd Back The Blue

Sorta hoping for some perps... Eliminated 💥💥💥

Ty

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2 weeks ago
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2 weeks ago
Rest in Peace. Thank you for seven years of service, K-9 Indi!

Rest in Peace. Thank you for seven years of service, K-9 Indi!The DeKalb County Police Department is mourning the loss of one of our canines. Retired K-9 Indi served for 7 years, 2013-2020. He served his entire career with his handler, Sgt. N.R. Larsen. During their time together, they gave outstanding service to the police department, the citizens of DeKalb County, and the Metro Atlanta area. #WeAreDKPD ... See MoreSee Less

2 weeks ago

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Rest In Peace and thank you for your service 🇺🇸🇺🇸🇺🇸🚓🚓🚓

Rip big beautiful boy. Thanks for your service. Go run free. ❤️🙏

So sorry for your loss. RIP

Rest in Peace.Thanks for your service.

Thank you K9 Indi for your service. Fly with the angels sweet pup. Back the Blue 💙

Sorry to hear. Thank you for your service. RIP. prayers to handler and family

Prayers always 🙏 ❤

K9 Indi 💙 RIP and thank you for your service 🙏🏻 prayers for your loved ones left behind

So sorry for your loss. Thank K9 Indi for his service to his community. Condolences to the family and friends

Our condolences 🐾💐

God bless him

Rest in Peace buddy

God bless

Rest In Peace

Rest in Peace K-9 Indi 🐾🐾🐾👮‍♂️💙🖤

So very sorry! RIP HERO!

Rip K9 Indi

Awwwhh, RIP.

INDI, A HERO THAT WAS LOVED💙

RIP

RIP

Rip

RIP 🖤💙

You are beautiful so sorry for his loss

Prayers for him!🇺🇸🙏🌹

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𝐇𝐚𝐩𝐩𝐲 𝐁𝐢𝐫𝐭𝐡𝐝𝐚𝐲 𝐭𝐨 𝐊-𝟗 𝐀𝐫𝐜𝐡𝐢𝐞!!!!Image attachment

𝐇𝐚𝐩𝐩𝐲 𝐁𝐢𝐫𝐭𝐡𝐝𝐚𝐲 𝐭𝐨 𝐊-𝟗 𝐀𝐫𝐜𝐡𝐢𝐞!!!! ... See MoreSee Less

2 weeks ago

Comment on Facebook

Happy birthday

Happy Birthday 🎉🎊🎈

Happy Birthday K-9 Archie

Happy Birthday LEO 🎂🎉n many more 💙💙💙💙💙💙🙏🙏

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Great job, K-9 Groot!!!! ... See MoreSee Less

2 weeks ago
Thank you for 7 years of service, K-9 Jacquo!!!!Image attachmentImage attachment+1Image attachment

Thank you for 7 years of service, K-9 Jacquo!!!! ... See MoreSee Less

2 weeks ago

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AWESOME HAVE A GREAT LIFE OF LEISURE

Awesome! Enjoy your retirement and thank you for your service 👍💙

Beautiful. Happy Retirement. Thank you for your service and God bless you and watch over you

Thank you Officer Jacque stay safe 🇺🇸🙏❤️👮‍♀️🐕

Happy retirement

Thank you for your service K-9 Jacquo. 💙💙💙💙

Enjoy your retirement

♥️♥️♥️

Enjoy ur retirement n thank you for ur service 💙🫡🫡🫡🫡

K9 Officer Jacquo 💙 happy retirement and thank you for your service 💙❣️

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Thank you, #Heroes!Image attachmentImage attachment+1Image attachment

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2 weeks ago
#Heroes 💙🐾Image attachmentImage attachment+1Image attachment

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2 weeks ago
Welcome and thank you! Stay safe!Image attachmentImage attachment+2Image attachment

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2 weeks ago

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Congrats God plz keep her safe as she does her job 🙏🙏🙏💙💙💙💙💙

Welcome and thank you! Stay safe!Image attachmentImage attachment+3Image attachment

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2 weeks ago
Welcome and thank you! Stay safe!Image attachmentImage attachment+Image attachment

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2 weeks ago
Welcome and thank you! Stay safe!

Welcome and thank you! Stay safe!Chris Schiller joined the Argonia Police Department as its newest part-time officer! He will serve as the interim Police Chief. Chris currently works as a federal officer in Wichita. Prior to this, he was a Special Agent with the Union Pacific Railroad Police and a law enforcement officer in Oregon. Chris is in the National Guard, serving as a combat medic in Afghanistan in 2014. If you see him, feel free to stop for a conversation! Welcome to Argonia Chris! ... See MoreSee Less

2 weeks ago

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Congrats Sir b safe out there as so many thugs don’t respect ur badge 💔💔🥵🥵🥵🙏🙏🙏🙏🙏🙏

Thank you for 37 years of service! Enjoy retirement!Image attachment

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2 weeks ago

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Congratulations now go and enjoy you deserve your retirement

Thank you for 24 years of service! Enjoy retirement!

Thank you for 24 years of service! Enjoy retirement!Last Thursday we said goodbye and good luck to Lt. Ryan Kwitkin who served for 24 years as he retired. Ryan worked in Patrol for most of his career, but also worked the tactical patrol team. I say retire, but Ryan is heading to another department out west where he will serve as their Deputy Chief. Ryan we thank you for your service and wish you well as you start your new journey. Keep in touch and check in every now and then. Be safe. ... See MoreSee Less

2 weeks ago

Comment on Facebook

Thank you for your service.

💙💙

Thank you for your service!! Enjoy retirement!

Thank you for your service!! Enjoy retirement!Today is the last day of the shift rotation and It is also the last time Sergeant Burkhalter will work an entire rotation. He will be retiring in a few months and moving with his family out of state. We are excited for him but also bitter sweet to see my former partner retire. His shift came together today and presented him with a gift to show their appreciation. I’m honored to work with a good group of people. Don’t miss your opportunity to be part of something special. Join our family www.joinmonroviapd.org. Link is also on our profile. We got your six Sergeant Burkhalter 🤘🏽 ... See MoreSee Less

2 weeks ago

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Many MANY thanks to each of you and especially Sergeant Burkhalter 💙 enjoy your retirement Sir 💙

Happy Retirement!!

🙏💙🙏

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A New Use for an Old Cliché: A Penny Saved is a Penny Earned

The first thing we have to do is modernize this cliché.  Maybe a dollar saved is a dollar earned?

The underlying message, however, is still strong and possibly more relevant today than it was when it was first coined.  Get it?

Whatever denomination of currency you would like to use, once it is spent it is gone and unless you have spent your money on a rare work of art or a gold bar, whatever you spent it on is immediately worth less than what you spent.  Money saved, on the other hand, almost always appreciates and is then worth more than when you first saved it.

Common sense?  Maybe, but I will tell you that I am concerned about what appears to be a changing attitude toward the importance of saving.  I review a lot of personal financial situations and very few of them include any savings at all.

Contrary to what you may think or might have heard, the ability to save is not reserved for the wealthy.  In fact, the opposite is true.  Wealth is created by saving and investing, even if it is a few dollars at a time.

In a quick fix, only today matters type of society, it is too easy to discount the importance of saving and investing, but saving money transcends time.  If you have saved a few dollars in the past, you have a few more options and opportunities today.  If you save today, the same is true tomorrow.

So, the question becomes how to get started.  My advice is to start with what you currently have and keep it simple.  Look at your spending habits over the last 60 to 90 days and ask yourself this question, what was a need and what was a want?  Needs are necessary.  Wants are not.  Needs are essential.  Wants are nice to have.  Select just a few (not all) of those wants and add up what you spent on them.  You may be surprised at what you could save just by setting aside the money that you spent unnecessarily.

I see those pennies piling up already!

Scott Arney
Chief Executive Officer
Chicago Patrolmen’s Federal Credit Union

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Learn more about Strategies for Investing at the Credit Union’s next Financial Fitness for First Responders, a free online virtual educational seminar created for Law Enforcement Officers and their families. For more information, visit our website.

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Learn more about Strategies for Investing at the Credit Union’s next Financial Fitness for First Responders, a free online virtual educational seminar created for Law Enforcement Officers and their families. For more information, visit our website.

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