A New Use for an Old Cliché: You Made your Bed, Now Lie in It

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Check out the Credit Union’s ARM Promotion, offering a 5-Year Adjustable-Rate Mortgage at 5.49%! 

According to Police Mortgage CEO John Aretos, “ARMs are ideal for first-time homebuyers seeking flexibility and a below market rate. An ARM program offers the most competitive interest rate right now, as it features a viable option for people to afford the increasing cost of homeownership.”

Plus, all Credit Union Police Mortgages qualify for Killed in the Line of Duty Loan Protection!

For details and restrictions, please visit: https://nationalpolicecu.com/arm-promotion/

Check out the Credit Union’s ARM Promotion, offering a 5-Year Adjustable-Rate Mortgage at 5.49%!

According to Police Mortgage CEO John Aretos, “ARMs are ideal for first-time homebuyers seeking flexibility and a below market rate. An ARM program offers the most competitive interest rate right now, as it features a viable option for people to afford the increasing cost of homeownership.”

Plus, all Credit Union Police Mortgages qualify for Killed in the Line of Duty Loan Protection!

For details and restrictions, please visit: nationalpolicecu.com/arm-promotion/
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Congratulations to Officer Ivy Tiry #196 on reaching her 1-Stripe milestone, for 5 years of law enforcement service with the Wausau Police Department. She joined us in May 2019.

Officer Tiry serves as a patrol officer and is a part of our Honor Guard Team and our Small Unmanned Aerial System (sUAS) Team. Thank you for choosing to serve the City of Wausau!

*For every 5 years of law enforcement service, we present our staff with a gold service stripe to be worn on their long-sleeve uniform. Service stripes are small, but each stripe is significant and symbolizes a tremendous amount of positive impacts each officer has made in our community.
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Get to know National Police Credit Union, the full-service financial institution specializing in personalized products, services and educational programs for families in Law Enforcement. As YOUR Credit Union, we have been serving the financial needs of Police Officers and their families for over 85 years. As always, we are here for you and we have your back! Visit us at www.nationalpolicecu.com. 💙💙💙💙

Get to know National Police Credit Union, the full-service financial institution specializing in personalized products, services and educational programs for families in Law Enforcement. As YOUR Credit Union, we have been serving the financial needs of Police Officers and their families for over 85 years. As always, we are here for you and we have your back! Visit us at www.nationalpolicecu.com. 💙💙💙💙 ... See MoreSee Less

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The Credit Union is honored to welcome the Seligman Police Department (Missouri) into our field of membership. We look forward to serving the financial needs of you and your families. ... See MoreSee Less

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Great job!! Thank you! 💙💙🐾🐾In the evening hours of May 20th, 2024, Wausau Police were dispatched for a report of a disturbance on Wausau's eastside. A person involved in the fight fled the scene in a vehicle prior to police arriving on scene. A short time later, the suspect was located and taken into custody. Officer Pacey and his partner, K9 Astor, were utilized to conduct an exterior sniff of the suspect's vehicle and the following was seized:

- 366 grams of psilocybin mushrooms
- 190 grams of marijuana
- 105 grams of MDMA (ecstasy)
- 24 grams (261 pills) of Fentanyl
- One firearm

We are so grateful for our four-legged partners who work alongside us. K9 Astor was quite proud of himself, too! 🐾
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Thank you for 27 years of service! 💙💙Please help us in celebrating Records Specialist Wendell Bryant on his well-deserved retirement. He has been an even-keeled, always smiling staple in our Records Unit since 1997. His helpfulness and expertise will be greatly missed.
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Congratulations!! Thank you! Stay safe.🚨New Officer Alert🚨

Please welcome PSLPD’s newest officer who was sworn in today, Officer Matthew Schechter.

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A New Use for an Old Cliché: You Made your Bed, Now Lie in It

This cliché is constantly misunderstood.  When you hear it, you are likely to think of making your bed the same way you thought of it when you were a kid; that it means you are restoring order to it by pulling up, tucking in, and generally arranging the sheets and covers after you have slept in it.  With this thought as your frame of reference, this cliché is non-sensical.  Why would anyone lie in the bed they just made?

The true meaning is, of course, more literal in that it refers to the physical construction of the bed and that if you have taken the time to craft your own bed, then it would make perfect sense to get the most out of it by using it for its intended purpose.

So, right off the bat, there are a couple of problems with this one.  Namely, that it is easily misunderstood and that the literal meaning isn’t applicable to most of us.  I certainly have never built my own bed and I don’t think it is a stretch for me to believe that most of you haven’t either.

The confusion aside, I do think there is a pretty good message here and that is that if you have taken a stance or developed a position on something, you should also be prepared to face the consequences of that action or belief.

In my line of work, an example of this would be if I decided to loan money to a borrower who had displayed poor payment history in the past, I shouldn’t be surprised if I have trouble collecting on that loan.  Another example could be if a high school student decided to not take her coursework seriously, she should not be caught off guard if she finds it difficult to get into the college she would like to attend.

I believe the central theme of this cliché is to encourage you to take everything into account when you make a decision, both short and long-term consequences, so that you are prepared to handle anything that comes your way.  If you do this, you will be more likely to make your commitment count and less likely to back out or change your mind when any difficulty arises.  You will also be more likely to make a sound decision if you think about potential outcomes on the front end.

I am in favor of any direction or advice that supports good decision making, I would just prefer it to be more clearly worded.  How about, you made your coffee, now drink it?  Maybe, you planted your garden, now tend it?  Sorry, this may take a while…you started your car, now drive it?

Scott Arney
Chief Executive Officer
Chicago Patrolmen’s Federal Credit Union

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This cliché is constantly misunderstood.  When you hear it, you are likely to think of making your bed the same way you thought of it when you were a kid; that it means you are restoring order to it by pulling up, tucking in, and generally arranging the sheets and covers after you have slept in it.  With this thought as your frame of reference, this cliché is non-sensical.  Why would anyone lie in the bed they just made?

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Learn more about Strategies for Investing at the Credit Union’s next Financial Fitness for First Responders, a free online virtual educational seminar created for Law Enforcement Officers and their families. For more information, visit our website.

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Learn more about Strategies for Investing at the Credit Union’s next Financial Fitness for First Responders, a free online virtual educational seminar created for Law Enforcement Officers and their families. For more information, visit our website.

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