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Thank you for 38 years of service!! We wish you all best in your retirement! Stay safe!

Thank you for 38 years of service!! We wish you all best in your retirement! Stay safe!Well done Sister. Dispatcher Bonnie Wright retired after 38 years of service to both the Town of Andover, MA and Georgetown. ... See MoreSee Less

3 days ago
Happy Alive Day, Officer Flamion! 💙💙💙💙Image attachmentImage attachment

Happy Alive Day, Officer Flamion! 💙💙💙💙 ... See MoreSee Less

3 days ago
Looking good! Stay safe!

Looking good! Stay safe!Welcome to the Bane Zone 🚂🐾

#k9 #k9bane #bane #BaneTrain #Zone #k9unit #k9handler #goodboy #OPL #OnPatrolLive #police #patrol #humanizethebadge #policek9 #germanshepherd #dayshift #cruzing #weseeyou #gsd #dog #doggo #dogsofinstagram #watchme #followers #NorthCarolina #trending #fyp #policek9unit #k9team #officer
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3 days ago
Congratulations and thank you! Stay safe!Image attachmentImage attachment

Congratulations and thank you! Stay safe! ... See MoreSee Less

3 days ago
Thank you for 24 years of service!! We wish you all of the best and every success in your next endeavors!

Thank you for 24 years of service!! We wish you all of the best and every success in your next endeavors!Congratulations to Sgt. Scott Thorsen on his well-deserved retirement! Sgt. Thorsen has served our department and our community for nearly 24 years and will be greatly missed! Please help us thank him for his service and wish him a happy and healthy retirement! ... See MoreSee Less

3 days ago
Thank you for 21 years of service! Enjoy retirement and stay safe!Image attachmentImage attachment+2Image attachment

Thank you for 21 years of service! Enjoy retirement and stay safe! ... See MoreSee Less

3 days ago
Welcome and thank you! Stay safe! 💙Image attachmentImage attachment+2Image attachment

Welcome and thank you! Stay safe! 💙 ... See MoreSee Less

3 days ago
Jim Bedinger and Jorge Mendoza are honored to be attending the Texas Association of School Resource Officers Annual Conference, which is being held in in San Marcos from July 7 - 10, 2024.

Jim Bedinger and Jorge Mendoza are honored to be attending the Texas Association of School Resource Officers Annual Conference, which is being held in in San Marcos from July 7 - 10, 2024. ... See MoreSee Less

4 days ago
Jim Bedinger and Jorge Mendoza are honored to be attending the Texas Association of School Resource Officers Annual Conference, which is being held in in San Marcos from July 7 - 10, 2024.

Jim Bedinger and Jorge Mendoza are honored to be attending the Texas Association of School Resource Officers Annual Conference, which is being held in in San Marcos from July 7 - 10, 2024. ... See MoreSee Less

4 days ago
Congratulations! Stay safe!

Congratulations! Stay safe!Today Officer Taylor Warmbier celebrates five years at the Appleton Police Department. Join us in congratulating Taylor on his milestone anniversary! 🎉 ... See MoreSee Less

4 days ago
Congratulations! Stay safe!

Congratulations! Stay safe!Congratulations to OFFICER Daniela Alarcon-Medina who promoted from CSO this past Wednesday, after successfully graduating from the Academy.

Officer Alarcon-Medina grew up in Minneapolis, Minnesota, but moved to Sacramento, California when she was twelve years old. In high school, she joined the Citrus Heights Police Department Explorer program and it is there that her interest in law enforcement was born.

Officer Alarcon-Medina went on to attend Sacramento State University where she received her bachelor's degree in criminal justice. In 2022, she joined our department as a CSO before pursuing her dream of becoming a police officer.

In her free time, she enjoys the great outdoors and spending time with her family and friends.

Officer Alarcon-Medina is the first in her family to pursue a career in law enforcement, and thrilled to continue serving the City of Fairfield.
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4 days ago
Thank you for 40 (!!!!!!) years of service! Enjoy retirement and stay safe!

Thank you for 40 (!!!!!!) years of service! Enjoy retirement and stay safe!Police Chief Paul Sandy Announces Retirement

Police Chief Paul Sandy announced his retirement Monday. He will be closing out a four-decade career of distinguished service on July 31, 2024. He has worked in many capacities within the Cityof Cortland Police Department beginning as a patrolofficer in 1985 and culminating in appointment as Police Chief in 2021.
"We are grateful for Chief Sandy's dedicated service to the city and its police department," said Mayor Scott Steve "Chief Sandy has had a profound impact on the community. He is the first to offer help wherever he is needed and his reliable presence will be missed."
Reflecting on his decision to retire, Chief Sandy expressed gratitude for the opportunity to serve the city and thanked the men and women of thepolice department for their hard work and dedication. He also extended his appreciation to city officials, community leaders, and residents for their support throughout his career.
"I loved my job and did my very best to protect the citizens of this community and Cortland County, as well as my fellow officers," Chief Sandy said. "Looking back on my career it has been an amazing adventure and I met truly spectacular officers over the years, who it has been an honor to work alongside. The citizens of Cortland have truly wonderful officers working for them, who are dedicated to the profession. While I will always be available to assist the future command, it's time to step back and spend more quality time with my family."

Chief Sandy noted with pride that serving the community in law enforcement runs in the family. His son, Sgt. Kyle Sandy is a Cornell University Police Officer, his son Sgt. Cody Sandy is a Police Officer in the Cortland County Sheriff's Office, and his daughter-in-law Neena Testa is a Sheriff's Office K9 Officer.

His tenure as Chief, which began March 20, 2021, has been marked by numerous initiatives that will have a lasting impact. Under his leadership, the department launched several community outreach programs aimed at fostering stronger ties between law enforcement and residents. He also spearheaded efforts to modernize departmental technology and improve officer training, ensuring that the Police Department remains at the forefront of law enforcement practices.

Mayor Steve said he valued the working partnership he has had with Chief Sandy, and the resulting improvements and accomplishments including:
-Instituting permanent shifts for the Patrol Division; increasing the number of Patrol Officer's; placing two more Patrol Officers on each shift; and bring on three new K9 partners to continue the program.

-Addressing the narcotic sale, use and overdose crisis through the revitalization of the Cortland County

-Drug Task Force and reassignment of personnel; providing crisis intervention training to help officers engage and assist those in crises due to mental illness, substance abuse and trauma.
-Enhancing the department's capabilities through expanded instruction and training programs, and securing grant funding for improving law enforcement technology and equipment assets including body worn cameras.

The city will undertake a national search for Chief Sandy's successor while also considering whether to promote from within the department. Mayor Steve said that all applications must be submitted through the Cortland County Personnel/Civil Service Department which will forward qualified applicants to the city. As outlined in the City Charter, the Police Commission will review and evaluate the applicants and submit to the Mayor a list of recommended candidates.

More information about Chief Sandy:
Education: Chief Sandy has an extensive educational background, beginning with a Regents Diploma in Math, Science, and Business from McGraw Central High School in 1980. He went on to earn a Bachelor of Arts in Public Justice with a Minor in Forensic Science from the State University of New York at Oswego in 1984. He furthered his education with a Master of Arts in Labor Policy Studies from the State University of New York at Empire State in 2002. His dedication to continuous learning culminated with his graduation from the prestigious FBI National Academy in Quantico, Virginia, in 2005, wherehe earned graduate credits from the University of Virginia.

Career: Chief Sandy's career with our police department began in 1985 as a Uniform Patrol Officer. His commitment to justice and community safety quickly propelled him through the ranks. He served as a Uniform Sergeant from 1993 to 1995, then as a Detective Sergeant until 2003. His leadership skills and expertise in investigations led to his promotion to Detective Lieutenant, a position he held until 2009 when he became the Deputy Chief. In 2021, he was appointed Chief of Police, a role in which he has served with distinction until his retirement. Chief Sandy has been an integral part of the Cortland County Drug Task Force since 1995 and played
a key role in the Tactical Response Unit from 1988 to 1996, including serving as its commander. His strategic vision and operational acumen have been instrumental in addressing critical issues and enhancing public safety.

Professional Affiliations: Throughout his career, Chief Sandy has been actively involved in numerous professional organizations. He has been a member of the FBI National Academy Associates (FBINAA) since 2005, serving in various leadership roles, including President of the New York State &Eastern Canada Chapter in 2013 and Treasurer from 2019 to 2023. His affiliations also include the FBI Law Enforcement Executive Development Association (FBI LEEDA), the New York State Chiefs of Police Association, the Central NY Chief of Police Association, and the International Association of Chiefs of Police.
Community Service: Chief Sandy's commitment to community service is equally noteworthy. He has served on the boards of Catholic Charities and 7VCASA, been involved with the March of Dimes since 1999, coached youth soccer, and supported the New York State Special Olympics for nearly two decades. His contributions have strengthened the fabric of our community and inspired many.

Honors and Awards: Chief Sandy has received numerous accolades for his outstanding service, including the Edward F. Moore Leadership Award from the FBINAA in 2016, the NYS Special Olympics Award in 2002, and the Lawman of the Year award from the Cortland Elks Club in 2001. His exceptional service has also been recognized through letters of commendation from various distinguished officials and organizations.
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4 days ago
Thank you for 21 years of service!! Enjoy your retirement and stay safe!Image attachmentImage attachment+2Image attachment

Thank you for 21 years of service!! Enjoy your retirement and stay safe! ... See MoreSee Less

4 days ago
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4 days ago
Thank you! Stay safe!

Thank you! Stay safe!Today marks the beginning of the 4th Greene County Sheriff’s Office Law Enforcement Academy! 🚔

These dedicated Detention Officers have started the journey of becoming Deputies. Join us in wishing them luck as they begin their studies and training. 💪

“I’m proud of this group, and am excited to see them continue to develop their careers here at the Sheriff’s Office” – Sheriff Arnott

#GCSO #lawenforcementacademy #firstdayofschool
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4 days ago
Congratulations! Stay safe!Image attachmentImage attachment+7Image attachment

Congratulations! Stay safe! ... See MoreSee Less

4 days ago
What is the difference between a fixed-rate and an adjustable-rate mortgage?

On a fixed rate mortgage, your interest rate will stay the same for the life of the loan. Your monthly principal and interest payment will not change. On an adjustable-rate mortgage, your interest rate will be fixed for a certain time period (usually 5 or 7 years) and then will fluctuate every 6 months after this period based on market conditions.

For more information and to learn about our ARM Promotion, please visit: https://nationalpolicecu.com/arm-promotion/.

What is the difference between a fixed-rate and an adjustable-rate mortgage?

On a fixed rate mortgage, your interest rate will stay the same for the life of the loan. Your monthly principal and interest payment will not change. On an adjustable-rate mortgage, your interest rate will be fixed for a certain time period (usually 5 or 7 years) and then will fluctuate every 6 months after this period based on market conditions.

For more information and to learn about our ARM Promotion, please visit: nationalpolicecu.com/arm-promotion/.
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4 days ago
Thank you!! Great job!! We see you. We appreciate you. We support you.

Stay safe.Image attachmentImage attachment+1Image attachment

Thank you!! Great job!! We see you. We appreciate you. We support you.

Stay safe.
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6 days ago
We will Never Forget.Image attachmentImage attachment+4Image attachment

We will Never Forget. ... See MoreSee Less

6 days ago
Thank you for 25 years of service!! All the best and every success in your retirement! Stay safe!

Thank you for 25 years of service!! All the best and every success in your retirement! Stay safe!Well done Brother. Police Sergeant Mark Gorbe has retired after 25 years of service in the Dearborn Police Department. ... See MoreSee Less

6 days ago

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Make Saving A Habit

It is possible for you to save money even if you feel as though you live paycheck to paycheck and your wages are totally committed to paying your bills.  Saving money is a matter of habit not finances.

If you allow yourself to believe that saving money is a habit and that habits are derived from your own mindset, you will overcome the main obstacle you face in beginning to accumulate a savings account.  If you continue to believe that your ability to save is only a product of the amount of your income, you are thinking like a victim and not like someone who makes your own choices and takes charge of your own financial destiny.

Remember that stress, particularly stress associated with your finances, is only created from what you do not understand or what you cannot control.  You can absolutely take steps to better understand and control your finances and become a saver.

There are multiple ways that you can begin effective saving habits regardless of your level of income and without necessarily needing to make more money.  They include, but are not limited to direct deposit, proper withholding alignment, contributions to employer sponsored saving plans, and Roth IRA’s.

The most basic form of saving is the establishment of a regular savings account at your local credit union or bank.  Credit Unions will typically provide you with an easier route to a savings account because they very rarely charge fees or impose limitations, whereas most banks will require minimum balances and/or restrict usage and charge fees if you do not meet those requirements.

One way to start a savings account is to set up a direct deposit into the account straight from your paycheck.  This simple step can many times mean the difference between being a saver and being a spender.  While some of us will tend to spend money we do not have, most of us will find a way to live within our means.  If your money is taken out of your check before you receive it, it is much easier not to spend it.  While you will still have access to it, the mere fact that the money is not sitting in your checking account ensures that you will need to take additional action to use those funds.  If you are not currently a saver or if you are convinced that you need every cent of your wages to pay bills and cover your spending needs, start small.  Take $10 out of your paycheck through a direct deposit to your new savings account and forget about it.  You might be surprised how easy it is and because you are setting your own savings goal, there is no need to feel any pressure to increase the amount or reach a certain savings level.  At this stage, it is important just to concentrate on the act of saving, no matter the amount you save.

If you find that you are struggling even to identify $10 of savings in each paycheck or if you are looking for ways to increase your savings, take a close look at your income tax withholdings.  If you are committed to saving, your money is always of more use to you in your own hands than that of the government.  Many people routinely overpay their taxes during the course of the year and look forward to a refund the following year.  While you could make an argument for the validity of this option as a forced savings plan, keep in mind that the government does not pay you interest while holding your money.  Properly aligning your withholdings with your real tax liability is yet another step toward taking charge of your finances.

Another key to making saving a habit is to contribute to your employer sponsored savings plans, whether they are of the 401(k), 403(b), or 457 varieties.  Doing so creates another avenue of saving that takes place before you receive your check.  This type of savings contribution uses pre-tax income so that when you begin contributing you receive the additional benefit of reducing your income tax liability.  In fact, of all of the ways in which you can save, this is the most advantageous regardless of the amount of your income or the size of your contribution.  Not only will you benefit from saving on a pre-tax basis, but many of these plans include provisions for employer contributions as well.  As you save and your employer contributes to your account, your savings will grow tax-free.  Because of this, this type of saving will also provide you with the most immediate and meaningful results.  It is an excellent way to build wealth in preparation for your retirement and the younger you are when you start to contribute, the more money you will have when you typically will need it the most.

An additional alternative is to open up a Roth IRA savings account.  IRA is an acronym for Individual Retirement Account, of which there are many different types.  The Roth IRA, however, is somewhat unique in that you use after-tax dollars to establish it and, therefore, you have greater access to the funds.  In other words, because you have already paid taxes on the dollars you invest in a Roth IRA, there are fewer restrictions in place should you decide that you need the funds for another purpose.  Roth IRA’s will typically produce a higher rate of return than a regular savings account and you can contribute to them in a variety of ways, including via direct deposit.

You can begin using any of the aforementioned savings methods without increasing your income.  By establishing your saving habit before your wages increase, you will be better prepared to save and save at a higher level when you do earn your next raise or promotion.  Should your wages increase, take the opportunity to save a few more dollars.  At this point, you will have already proven to yourself that it can be done.

It is always important to seek professional advice when you are making decisions about your finances. The savings options and methods mentioned here, however, are straight- forward and can almost always be accommodated by your primary financial institution.

The act of saving can be as simple or as complicated as you would like to make it and you can more easily talk yourself out of the need to save than you can convince yourself that it is important to do so.  Just remember that you will encounter less stress and generally find yourself in a better position overall when you are living your life with a plan.  If you choose to live your life with a plan, remember also that you will often discover brilliance in simplicity.

Scott Arney
Chief Executive Officer
Chicago Patrolmen’s Federal Credit Union

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When I hear these statements, I can’t help but question the validity of them. It is far too easy to say and then believe that when hard times hit there was no way you could have been prepared and it is, undoubtedly, a great way to absolve yourself of any blame.
STOP!
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