Make Saving A Habit

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Congratulations!! Stay safe!Image attachmentImage attachment+2Image attachment

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2 weeks ago

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Thank you for your service, Congratulations and God Bless

Congratulations, Stay Safe

God Bless all First Responders and Military personnel.

Congratulations and stay safe

Congratulations!! Stay safe!

Congratulations!! Stay safe!The Williamsburg Police Department would like to introduce the three newest members of our police department along with the new Williamsburg Chief of police, Chief M. Timmers! Congratulations and welcome to the team! (From Left to Right - Officer Reynolds, Officer Dearing, and Officer Hamiel) ... See MoreSee Less

2 weeks ago
Congratulations!! Stay safe!

Congratulations!! Stay safe!Welcome to SPD, Class 853!

If you like helping people, and would like to be a part of the fabulous work we do, here's information on how to apply to become a Seattle Police Officer: fal.cn/3wC2A
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2 weeks ago

Comment on Facebook

Congratulations and stay safe

Thank you NO!

Congratulations lord PLZ keep them safe as they do their jobs ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ™

Congratulations!! Stay safe! ... See MoreSee Less

2 weeks ago

Comment on Facebook

Congratulations!! Praying ๐Ÿ™ for your safety and security

Congratulations to all of you on supporting your community. It is a very demanding and important career. Stay safe and make sure to express your love for your family as they wait for you to return home safely. I will keep you in my prayers.

Congratulations, Thank you for your service and God Bless

Congratulations. God Bless you and your family's

Congratulations and stay safe

Congratulations!! Stay Safe out there.

Congratulations besafe out there

Congratulations but be aware, wolves. Police walking out quitting for a reason.. Stay close to God, lawlessness.

Congratulations ๐ŸŽ‰ and Blessings ๐Ÿ™

๐ŸŽ‰๐ŸŽ‰๐ŸŽ‰๐ŸŽ‰

Congratulations may yall b safe as you do ur jobs ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ‘

THANKS HEROES

Good bless each and every law enforcement officer

GOOD LUCK. HOPE YOU MAKE IT TO RETIREMENT !!!!

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#Heroes

#heroesWhen three LAPD K9 officers were shot last week, LA County Sheriffโ€™s Department did not hesitate to offer their services, by providing their own K-9 unit to help with LAPD K9 callouts.

Two agencies. One county. One goal. Protecting and serving the community.

Thank you Los Angeles County Sheriff's Department.
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2 weeks ago

Comment on Facebook

Go Blue!! Thank you for all you do!!!

Deepest Sympathy to LAPD K9 Officers ๐Ÿ’™๐Ÿ’™๐Ÿ’™ with eternal thanks to LA County Sheriff Dept โฃ๏ธ praise and prayers to all of our Law Enforcement Warriors ๐Ÿ™๐Ÿป

This should not be happening and the criminals getting away with it .Pray for our police,Pity these politicians dont show as much respect for these officers as they did george floyd Back The Blue

Sorta hoping for some perps... Eliminated ๐Ÿ’ฅ๐Ÿ’ฅ๐Ÿ’ฅ

Ty

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Great job! Thank you!Image attachmentImage attachment+1Image attachment

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2 weeks ago
๐Ÿ’™๐ŸพImage attachmentImage attachment+1Image attachment

๐Ÿ’™๐Ÿพ ... See MoreSee Less

2 weeks ago
Rest in Peace. Thank you for seven years of service, K-9 Indi!

Rest in Peace. Thank you for seven years of service, K-9 Indi!The DeKalb County Police Department is mourning the loss of one of our canines. Retired K-9 Indi served for 7 years, 2013-2020. He served his entire career with his handler, Sgt. N.R. Larsen. During their time together, they gave outstanding service to the police department, the citizens of DeKalb County, and the Metro Atlanta area. #WeAreDKPD ... See MoreSee Less

2 weeks ago

Comment on Facebook

Rest In Peace and thank you for your service ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿš“๐Ÿš“๐Ÿš“

Rip big beautiful boy. Thanks for your service. Go run free. โค๏ธ๐Ÿ™

So sorry for your loss. RIP

Rest in Peace.Thanks for your service.

Thank you K9 Indi for your service. Fly with the angels sweet pup. Back the Blue ๐Ÿ’™

Sorry to hear. Thank you for your service. RIP. prayers to handler and family

Prayers always ๐Ÿ™ โค

K9 Indi ๐Ÿ’™ RIP and thank you for your service ๐Ÿ™๐Ÿป prayers for your loved ones left behind

So sorry for your loss. Thank K9 Indi for his service to his community. Condolences to the family and friends

Our condolences ๐Ÿพ๐Ÿ’

God bless him

Rest in Peace buddy

God bless

Rest In Peace

Rest in Peace K-9 Indi ๐Ÿพ๐Ÿพ๐Ÿพ๐Ÿ‘ฎ‍โ™‚๏ธ๐Ÿ’™๐Ÿ–ค

So very sorry! RIP HERO!

Rip K9 Indi

Awwwhh, RIP.

INDI, A HERO THAT WAS LOVED๐Ÿ’™

RIP

RIP

Rip

RIP ๐Ÿ–ค๐Ÿ’™

You are beautiful so sorry for his loss

Prayers for him!๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ™๐ŸŒน

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๐‡๐š๐ฉ๐ฉ๐ฒ ๐๐ข๐ซ๐ญ๐ก๐๐š๐ฒ ๐ญ๐จ ๐Š-๐Ÿ— ๐€๐ซ๐œ๐ก๐ข๐ž!!!!Image attachment

๐‡๐š๐ฉ๐ฉ๐ฒ ๐๐ข๐ซ๐ญ๐ก๐๐š๐ฒ ๐ญ๐จ ๐Š-๐Ÿ— ๐€๐ซ๐œ๐ก๐ข๐ž!!!! ... See MoreSee Less

2 weeks ago

Comment on Facebook

Happy birthday

Happy Birthday ๐ŸŽ‰๐ŸŽŠ๐ŸŽˆ

Happy Birthday K-9 Archie

Happy Birthday LEO ๐ŸŽ‚๐ŸŽ‰n many more ๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ™๐Ÿ™

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Great job, K-9 Groot!!!! ... See MoreSee Less

2 weeks ago
Thank you for 7 years of service, K-9 Jacquo!!!!Image attachmentImage attachment+1Image attachment

Thank you for 7 years of service, K-9 Jacquo!!!! ... See MoreSee Less

2 weeks ago

Comment on Facebook

AWESOME HAVE A GREAT LIFE OF LEISURE

Awesome! Enjoy your retirement and thank you for your service ๐Ÿ‘๐Ÿ’™

Beautiful. Happy Retirement. Thank you for your service and God bless you and watch over you

Thank you Officer Jacque stay safe ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ™โค๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ•

Happy retirement

Thank you for your service K-9 Jacquo. ๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™

Enjoy your retirement

♥๏ธ♥๏ธ♥๏ธ

Enjoy ur retirement n thank you for ur service ๐Ÿ’™๐Ÿซก๐Ÿซก๐Ÿซก๐Ÿซก

K9 Officer Jacquo ๐Ÿ’™ happy retirement and thank you for your service ๐Ÿ’™โฃ๏ธ

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Thank you, #Heroes!Image attachmentImage attachment+1Image attachment

Thank you, #heroes! ... See MoreSee Less

2 weeks ago
#Heroes ๐Ÿ’™๐ŸพImage attachmentImage attachment+1Image attachment

#heroes ๐Ÿ’™๐Ÿพ ... See MoreSee Less

2 weeks ago

Comment on Facebook

๐Ÿ™๐Ÿ’™๐Ÿพ

Welcome and thank you! Stay safe!Image attachmentImage attachment+2Image attachment

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2 weeks ago

Comment on Facebook

Congrats God plz keep her safe as she does her job ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™

Welcome and thank you! Stay safe!Image attachmentImage attachment+3Image attachment

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2 weeks ago
Welcome and thank you! Stay safe!Image attachmentImage attachment+Image attachment

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2 weeks ago
Welcome and thank you! Stay safe!

Welcome and thank you! Stay safe!Chris Schiller joined the Argonia Police Department as its newest part-time officer! He will serve as the interim Police Chief. Chris currently works as a federal officer in Wichita. Prior to this, he was a Special Agent with the Union Pacific Railroad Police and a law enforcement officer in Oregon. Chris is in the National Guard, serving as a combat medic in Afghanistan in 2014. If you see him, feel free to stop for a conversation! Welcome to Argonia Chris! ... See MoreSee Less

2 weeks ago

Comment on Facebook

Congrats Sir b safe out there as so many thugs don’t respect ur badge ๐Ÿ’”๐Ÿ’”๐Ÿฅต๐Ÿฅต๐Ÿฅต๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™

Thank you for 37 years of service! Enjoy retirement!Image attachment

Thank you for 37 years of service! Enjoy retirement! ... See MoreSee Less

2 weeks ago

Comment on Facebook

Congratulations now go and enjoy you deserve your retirement

Thank you for 24 years of service! Enjoy retirement!

Thank you for 24 years of service! Enjoy retirement!Last Thursday we said goodbye and good luck to Lt. Ryan Kwitkin who served for 24 years as he retired. Ryan worked in Patrol for most of his career, but also worked the tactical patrol team. I say retire, but Ryan is heading to another department out west where he will serve as their Deputy Chief. Ryan we thank you for your service and wish you well as you start your new journey. Keep in touch and check in every now and then. Be safe. ... See MoreSee Less

2 weeks ago

Comment on Facebook

Thank you for your service.

๐Ÿ’™๐Ÿ’™

Thank you for your service!! Enjoy retirement!

Thank you for your service!! Enjoy retirement!Today is the last day of the shift rotation and It is also the last time Sergeant Burkhalter will work an entire rotation. He will be retiring in a few months and moving with his family out of state. We are excited for him but also bitter sweet to see my former partner retire. His shift came together today and presented him with a gift to show their appreciation. Iโ€™m honored to work with a good group of people. Donโ€™t miss your opportunity to be part of something special. Join our family www.joinmonroviapd.org. Link is also on our profile. We got your six Sergeant Burkhalter ๐Ÿค˜๐Ÿฝ ... See MoreSee Less

2 weeks ago

Comment on Facebook

Many MANY thanks to each of you and especially Sergeant Burkhalter ๐Ÿ’™ enjoy your retirement Sir ๐Ÿ’™

Happy Retirement!!

๐Ÿ™๐Ÿ’™๐Ÿ™

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Make Saving A Habit

It is possible for you to save money even if you feel as though you live paycheck to paycheck and your wages are totally committed to paying your bills.ย  Saving money is a matter of habit not finances.

If you allow yourself to believe that saving money is a habit and that habits are derived from your own mindset, you will overcome the main obstacle you face in beginning to accumulate a savings account.ย  If you continue to believe that your ability to save is only a product of the amount of your income, you are thinking like a victim and not like someone who makes your own choices and takes charge of your own financial destiny.

Remember that stress, particularly stress associated with your finances, is only created from what you do not understand or what you cannot control.ย  You can absolutely take steps to better understand and control your finances and become a saver.

There are multiple ways that you can begin effective saving habits regardless of your level of income and without necessarily needing to make more money.ย  They include, but are not limited to direct deposit, proper withholding alignment, contributions to employer sponsored saving plans, and Roth IRAโ€™s.

The most basic form of saving is the establishment of a regular savings account at your local credit union or bank.ย  Credit Unions will typically provide you with an easier route to a savings account because they very rarely charge fees or impose limitations, whereas most banks will require minimum balances and/or restrict usage and charge fees if you do not meet those requirements.

One way to start a savings account is to set up a direct deposit into the account straight from your paycheck.ย  This simple step can many times mean the difference between being a saver and being a spender.ย  While some of us will tend to spend money we do not have, most of us will find a way to live within our means.ย  If your money is taken out of your check before you receive it, it is much easier not to spend it.ย  While you will still have access to it, the mere fact that the money is not sitting in your checking account ensures that you will need to take additional action to use those funds.ย  If you are not currently a saver or if you are convinced that you need every cent of your wages to pay bills and cover your spending needs, start small.ย  Take $10 out of your paycheck through a direct deposit to your new savings account and forget about it.ย  You might be surprised how easy it is and because you are setting your own savings goal, there is no need to feel any pressure to increase the amount or reach a certain savings level.ย  At this stage, it is important just to concentrate on the act of saving, no matter the amount you save.

If you find that you are struggling even to identify $10 of savings in each paycheck or if you are looking for ways to increase your savings, take a close look at your income tax withholdings.ย  If you are committed to saving, your money is always of more use to you in your own hands than that of the government.ย  Many people routinely overpay their taxes during the course of the year and look forward to a refund the following year.ย  While you could make an argument for the validity of this option as a forced savings plan, keep in mind that the government does not pay you interest while holding your money.ย  Properly aligning your withholdings with your real tax liability is yet another step toward taking charge of your finances.

Another key to making saving a habit is to contribute to your employer sponsored savings plans, whether they are of the 401(k), 403(b), or 457 varieties.ย  Doing so creates another avenue of saving that takes place before you receive your check.ย  This type of savings contribution uses pre-tax income so that when you begin contributing you receive the additional benefit of reducing your income tax liability.ย  In fact, of all of the ways in which you can save, this is the most advantageous regardless of the amount of your income or the size of your contribution.ย  Not only will you benefit from saving on a pre-tax basis, but many of these plans include provisions for employer contributions as well.ย  As you save and your employer contributes to your account, your savings will grow tax-free.ย  Because of this, this type of saving will also provide you with the most immediate and meaningful results.ย  It is an excellent way to build wealth in preparation for your retirement and the younger you are when you start to contribute, the more money you will have when you typically will need it the most.

An additional alternative is to open up a Roth IRA savings account.ย  IRA is an acronym for Individual Retirement Account, of which there are many different types.ย  The Roth IRA, however, is somewhat unique in that you use after-tax dollars to establish it and, therefore, you have greater access to the funds.ย  In other words, because you have already paid taxes on the dollars you invest in a Roth IRA, there are fewer restrictions in place should you decide that you need the funds for another purpose.ย  Roth IRAโ€™s will typically produce a higher rate of return than a regular savings account and you can contribute to them in a variety of ways, including via direct deposit.

You can begin using any of the aforementioned savings methods without increasing your income.ย  By establishing your saving habit before your wages increase, you will be better prepared to save and save at a higher level when you do earn your next raise or promotion.ย  Should your wages increase, take the opportunity to save a few more dollars.ย  At this point, you will have already proven to yourself that it can be done.

It is always important to seek professional advice when you are making decisions about your finances. The savings options and methods mentioned here, however, are straight- forward and can almost always be accommodated by your primary financial institution.

The act of saving can be as simple or as complicated as you would like to make it and you can more easily talk yourself out of the need to save than you can convince yourself that it is important to do so.ย  Just remember that you will encounter less stress and generally find yourself in a better position overall when you are living your life with a plan.ย  If you choose to live your life with a plan, remember also that you will often discover brilliance in simplicity.

Scott Arney
Chief Executive Officer
Chicago Patrolmenโ€™s Federal Credit Union

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