Financial Planning

When I hear these statements, I can’t help but question the validity of them. It is far too easy to say and then believe that when hard times hit there was no way you could have been prepared and it is, undoubtedly, a great way to absolve yourself of any blame.

It is possible for you to save money even if you feel as though you live paycheck to paycheck and your wages are totally committed to paying your bills.  Saving money is a matter of habit not finances.

Dealing with your own mortality can be difficult and overwhelming. So much so, that often times you may choose not to think about it at all.

Understanding and managing your finances, especially the information that may be contained in your credit report, can be a daunting task.

Whether you consider yourself a savvy investor with money to burn or you feel as though you are struggling to make ends meet, the act of creating a plan to understand and manage your own personal finances is a necessity if you hope to gain and maintain control of your own financial situation.

Most people associate will power with dieting and whether or not they will be able to display the type of self-discipline needed to forego that really luscious looking dessert that is sitting in front of them.

Today, you cannot listen to talk radio or even watch television late at night or early in the morning without being besieged with infomercials touting various “get rich” schemes and strategies.

When you think about financial goals, you tend to think about the home of your dreams or early retirement and rightly so, because the fulfillment of your financial dreams is usually one of the main reasons why you go to work in the first place.

Do you ever wonder how you are going to pay for a college education as costs continue to go up, and up, and up again?  As the saying goes, you can pay now or you can pay later.

It is possible to meet your needs and achieve your wants, but only if you first separate them and then apply the reality of your finances to the equation.