It’s Never Too Early to Start Learning About Money

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Welcome and thank you, Officer Culianos! Stay safe!

Welcome and thank you, Officer Culianos! Stay safe!Join us in welcoming Officer Anthony Culianos to Nanuet! Officer Culianos is the new School Resource Officer (SRO) at A. MacArthur Barr Middle School. He has been with the Clarkstown Police Department since 2014 and is now part of the #NUFSD family! #newtonanuet ... See MoreSee Less

12 hours ago

4 CommentsComment on Facebook

Thanks prayers stay safe and well in Jesus name

💙👮‍♀️💙👮‍♀️💙👮‍♀️💙👮‍♀️🙏🙏🙏💙💙💙

Congratulations Lord PLZ keep him safe in this cruel world💙🫡🙏🙏🙏🙏🙏🙏💙💙💙🫡🙏🙏🙏🙏

Welcome,be safe

Thank you!
#PinkPatchProjectImage attachmentImage attachment+3Image attachment

Thank you!
#pinkpatchproject
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12 hours ago

1 CommentComment on Facebook

Thank you from a Breast Cancer survivor...God survivor...God Bless you all......

Thank you!
#PinkPatchProjectImage attachment

Thank you!
#pinkpatchproject
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12 hours ago
Thank you!
#PinkPatchProjectImage attachmentImage attachment

Thank you!
#pinkpatchproject
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12 hours ago

Thank you!
#pinkpatchproject
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12 hours ago
Hello and thank you, K-9 Vita! Stay safe!

Hello and thank you, K-9 Vita! Stay safe!We are excited to introduce our newest partner in crime-fighting: Meet K-9 "Vita" from the Czech Republic, who specializes in drug detection. Let's give her a warm welcome! #toledopolice ... See MoreSee Less

12 hours ago

4 CommentsComment on Facebook

💙💙💙💙💙💙🙏🙏🙏🙏🙏💙💙💙

Welcome!

Hi there Gorgeous ! Stay Safe and watch over Your Partner / Handler.🐶🖤💙🖤💙

💙💙💙👮‍♀️👮‍♀️🐺🐺💙💙👮‍♀️👮‍♀️🐺💙👮‍♀️👍👍👍👍💙💙💙💙💙🙏🙏🙏🙏🙏

This is so precious!!!!
Stay safe, K9 Jocko! and K9 Officer Prichard!

This is so precious!!!!
Stay safe, K9 Jocko! and K9 Officer Prichard!🐾👮‍♂️ Exciting Adventures with K9 Jocko! 📝💪

Check out this pawsome pic of K9 Officer Prichard with our incredible K9 Jocko! 🐶⚡️ This dynamic duo just proved that Jocko is more than just an amazing apprehension and narcotics detection K9, he's also an emotional support pup for his handler! 🥰

In this photo, you can see K9 Officer Prichard holding Jocko's paw while typing up a police report. Jocko knows that writing reports can be tough, so he's right there by his handler's side, providing that much-needed support. Talk about teamwork! 👏🙌

We're incredibly grateful to have such a talented and caring K9 like Jocko on our force. He's always ready to lend a helping paw and make a positive impact in our community. Together, K9 Jocko and Officer Prichard continue to keep our streets safe and bring smiles to our faces. Good boy, Jocko! 🐾💙

#k9handler #k9jocko #teamworkmakesthedreamwork #emotionalsupportpup #plainfieldpd #havingfun
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12 hours ago

3 CommentsComment on Facebook

💙🫡🫡🫡🙏🙏🙏🙏💙💙💙💙💙🫡🙏🙏🙏

Beautiful Thank You

Awwww

What a beautiful picture of a very special moment! Congratulations and thank you both!! Stay safe!

What a beautiful picture of a very special moment! Congratulations and thank you both!! Stay safe!From the New Port Richey Police Department. Like father, like daughter! Officer Negersmith is following the footsteps of her dad, who has spent his entire career in law enforcement. An affinity for policing seems to run in the family. ... See MoreSee Less

2 days ago

8 CommentsComment on Facebook

Thanks prayers stay safe and well in Jesus name

Salute💙🫡🫡🫡🙏🙏🙏🙏🙏💙💙💙

Awesome stat safe 💙

👏🇱🇷

Be safe and thank you 🙏🙏🙏

Be safe and thank you 🙏🙏🙏

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Thank you, #Hero!

Thank you, #Hero!Night side Officer Roman was happy to reunite an important family member with their family tonight ... See MoreSee Less

2 days ago

3 CommentsComment on Facebook

Awesome👏👏👏👏👏👍😊

Good Bless you

Congratulations!

Congratulations!Congratulations to the South Suburban Association Chiefs of Police 2023-2024 Executive Board Members! #NOBLEProud ... See MoreSee Less

2 days ago
Congratulations! Thank you! Stay safe!

Congratulations! Thank you! Stay safe!Last year these three chose to fill out an application and toss their name into our candidate pool. Jump forward to today, they have completed their Field Training Program and start solo patrol, serving our awesome community. Congratulations to Officer Talg, Officer Frick and Officer Shoemaker. Thank you for choosing #Wausau! ... See MoreSee Less

2 days ago

1 CommentComment on Facebook

Congratulations 🎊

Welcome and thank you, K9 Batman and Officer Dillard! Stay safe!

Welcome and thank you, K9 Batman and Officer Dillard! Stay safe!Meet K9 Batman! K9 Batman is a German Shepard mix and is approximately 2 years old. His handler is Officer Dillard and he is one of our new Greene County Jail K9s.

K9 Batman is also featured on our newest Greene County Jail K9 Swag! This apparel can be purchased from The CrackerJack Shack using the link below!

www.crackerjackshack.com/gcsok9

This is a pre-sale. Orders will be produced and shipped after the selling period ends. A portion of every sale goes to the Greene County Sheriff’s Office K9 Unit.
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2 days ago

5 CommentsComment on Facebook

Salute💙🫡🫡🫡🙏🙏🙏🙏💙🫡🙏🙏

❤️

Ty

Looking Good. Now, Go get the Bad Guys and find all those Drugs.

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Welcome, K-9 Havik Officer Stockdale! Thank you! Stay safe!Image attachment

Welcome, K-9 Havik Officer Stockdale! Thank you! Stay safe! ... See MoreSee Less

2 days ago

5 CommentsComment on Facebook

Welcome! Congratulations on your new job! Stay safe!

Salute💙🫡🫡🫡🙏🙏🙏🙏🙏

Awesome duo 💙

Awesome

Beautiful 😍

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Rest in Peace, K-9 Rico. Thank you for your service, #Hero 
💙🐾Image attachment

Rest in Peace, K-9 Rico. Thank you for your service, #Hero
💙🐾
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2 days ago

4 CommentsComment on Facebook

So very sorry for ur loss💔may he rest in eternal peace over the rainbow bridge🙏🙏🙏🙏🙏💔💔💔

😢🙏🇱🇷

Thank you for your service. Rest in peace.

RIP Rico

Congratulations! Thank you! Stay safe!Image attachmentImage attachment+7Image attachment

Congratulations! Thank you! Stay safe! ... See MoreSee Less

2 days ago
Congratulations! Thank you! Stay safe!

Congratulations! Thank you! Stay safe!The Lovington Police Department would like to extend a warm welcome and introduce Officer Berenice Vega to our community.

Officer Vega was born in Jerecuaro Guanajuato, Mexico and came to the United States when she was 9 years old. Officer Vega graduated from Lovington High School in 2017 and was granted citizenship in 2018. Officer Vega will begin our Field Training Program and attend the Southeastern New Mexico Law Enforcement Academy at a later date.

We are delighted to have Officer Vega join our ranks at the Lovington Police Department!
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2 days ago
Thank you for 33 years of service!!Image attachmentImage attachment+5Image attachment

Thank you for 33 years of service!! ... See MoreSee Less

5 days ago

6 CommentsComment on Facebook

Thank you Sir for your service to your community..... Enjoy your retirement... God Bless you and your family.....

Congratulations

👏🇱🇷

Salute💙🫡💙🫡🙏🙏🙏🙏🙏💙💙💙💙💙🫡🫡🫡

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Thank you, SRO, Private Chestnut! Stay safe!

Thank you, SRO, Private Chestnut! Stay safe!Congratulations to our newly promoted School Resource Officer, Private Chestnut. Thank you for keeping us safe and mentoring our students. We appreciate you!
#schoolrescourceofficers #eastpointsc
West Columbia Police Department
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6 days ago

8 CommentsComment on Facebook

👏🇱🇷

Salute and Honor

Congratulations

Thanks prayers stay safe and well in Jesus name

Congratulations 🎊

Congratulations!!!👮🏿‍♀️👍

Congratulations lord keep her n r kids safe in this cruel world🙏🙏🙏🙏🙏🙏🙏💙🫡🫡🫡🫡💙💙

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Way to go, K9 Freddie!! Thank you!

Way to go, K9 Freddie!! Thank you!🎵"Another One Bites the Dust," 🎶by Freddie Mercury. Dog of the month, Madison, WI Police K9 Freddie is still in his rookie year. Of course the old veterans can be counted on...but with a new pup (and a new handler!), there is always a bit of doubt until they prove themselves in the field.
On K9 Freddie's first search warrant assignment - his SECOND call ever in his young career - he was asked to bring his nose to search a house & garage.
He immediately indicated on an old can of paint in a very messy garage. Officers were skeptical; the weight of the can didn't seem to match his response. But, "Trust Your Dog" is a maxim to live by. When they opened the can, they found a kilo of cocaine, wrapped tightly in plastic bags!
Hiding drugs in old paint cans is intended to mask the smell of the drug. Ha! Rookie Freddie was not fooled for a second. Home run first time at bat. Welcome to the team Freddie!

Madison Police Department Keeping K-9s in Kevlar #k9freddie #freddiemercury #whatanose #rookieyear #anotheronebitesthedust #berbeewalsh #trainhardworkhard #fieldtested #passedthetest #teammember
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6 days ago

4 CommentsComment on Facebook

Beautiful dog

job well done Freddie....stay safe and long prormising life for you and your partner

Great job,K-9 Freddie! ❤️❤️

Besutiful salute💙🫡🫡🙏🙏🙏🙏🙏🙏💙💙💙💙

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It’s Never Too Early to Start Learning About Money

When I was a kid, there weren’t any classes that focused on financial education, not in high school or college, and certainly not in elementary school.  In fact, no one really discussed it much at all.  Financial education was not discussed in our home or in any of my friends’ homes for that matter and it was not a focus of any business that I was aware of…not a focus for employees or even clients.

So, when you think about it in those terms, it should not be a surprise that a lack of financial education contributed, in part, to the economic difficulties we are currently facing.  Only in the last few years, have we started taking the time to look at our credit reports and understand how our behavior impacts our credit scores.  It also appears to have taken the “Great Recession” for many of us to figure out that we cannot spend more than we earn over a prolonged period of time.

Now, businesses, networks, and publications are clamoring to provide us all with more financial education than we previously knew existed.  There are television programs, columns, blogs, podcasts, seminars, webinars, workshops, and courses solely devoted to financial education.  Some are helpful and worthwhile, others not so much.  Like anything, no educational effort will be as successful as the one that takes place in peoples’ homes during the formative years of a child’s development.

Education always has the most impact when administered before someone has had the chance to develop a bad habit or a mistaken belief and providing a fundamental financial education to your children cannot start too early.

When you are alert to them, there are plenty of opportunities to spend a few minutes to teach your children about money and finances without laboring on the subject or talking about matters that may or may not be understood.

For instance, a visit to an ATM could be an ideal time to share some of the basics of money and financial transactions with your children.  Providing your children with brief explanations of deposits and withdrawals is a great starting point and related questions will often arise from these initial conversations.  How do you earn money?  What do you spend it on?  How do you know how much money you have?

Another routine event that presents an opportunity to begin to educate your children on finances is when you sit down to pay some bills.  As an adult who has paid my share of bills, I am still amazed at how much things cost.  It makes sense, then, that kids might also be surprised by the cost of things like the groceries they eat and the clothes they wear.

Kids are especially alert to discovering new things and once they discover something new, they usually want to know more about it so if you are really committed to providing basic financial education to your children, you can turn the mundane act of paying bills into an all out math contest for your kids.  If we have this much and we pay that much, how much will we have left?  You get the picture.

The concept of budgeting also lends itself well to the type of educational situation that kids will respond to.  There are numerous ways to incorporate addition, subtraction, and multiplication into a budget explanation.

All of these examples also create a chance for you to convey the importance of saving to your children.  Whether you are going to the ATM, paying bills, or budgeting, there must first be money available before any of these actions take place.  If your child understands the importance of saving, developing an awareness of costs and expenses follows close behind.  This understanding may even lead to lower household costs because your child may be more likely to take care of something or make household supplies last longer simply because he or she has a basic awareness of money.

While the topic of financial education could at first seem imposing and complex, in its most basic forms it can be explained in very understandable terms to children of very young ages and the sooner you start the process, the more prepared your kids will be to navigate their own finances as they get older.

All of us teach our kids to beware of strangers and to not readily accept anything from them, yet every year kids go off to college and accept credit card offers from people they have never met and companies they have never dealt with often leading to circumstances that they did not anticipate.  Some of these situations can be avoided just by creating chances to talk with your kids about money early and often.

Recently, you have probably heard people claiming that they have debts (namely mortgages) that they cannot pay because they did not understand the terms of the loan they took out when they signed for it.  Would you allow your child to use that claim as a valid excuse for not passing a test in school?  Of course you wouldn’t.  You would remind your kids that they knew the test was coming and that they had plenty of time to study for it.  If that excuse is not acceptable when you are child, it will not be acceptable to you as an adult and you will be far more likely to read and thoroughly understand documents associated with the financial decisions that you will make.

When you take the time to learn about something, you invariably develop a greater understanding of it and when you develop a greater understanding of something, you develop an appreciation for it.  Ultimately, you make it a matter of personal importance.

This could not be truer when it comes to your personal finances.  If you have an appreciation for money and finances based on a solid understanding of how the basics work, you will be more respectful of your finances and be far less likely to be intimidated by them.

If you help your kids to develop this understanding at an early age, it will help them create a strong foundation from which they will be able to make healthy decisions that will benefit them and your family financially.

Scott Arney
Chief Executive Officer
Chicago Patrolmen’s Federal Credit Union

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