It’s Never Too Early to Start Learning About Money

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National Police Credit Union Division President Jim Bedinger and Akron Fire Police Credit Union Operations Manager Erin Ingham are honored to be attending the Ohio Association of Chiefs of Police Annual Conference, which is being held in Columbus, Ohio.

National Police Credit Union Division President Jim Bedinger and Akron Fire Police Credit Union Operations Manager Erin Ingham are honored to be attending the Ohio Association of Chiefs of Police Annual Conference, which is being held in Columbus, Ohio. ... See MoreSee Less

21 hours ago

The Credit Union is honored to welcome the St. Louis Police Officers’ Association (Missouri) into our field of membership. We look forward to serving the financial needs of you and your families. ... See MoreSee Less

21 hours ago
Congratulations and thank you for 10 years and counting!
Stay safe!

Congratulations and thank you for 10 years and counting!
Stay safe!This week we recognize Lt. Garrett Carr.

He was presented with his 2nd service stripe after hitting his 10 year anniversary at WPD. Two small stripes on your sleeve may seem small, but they represent a significant amount of impacts made in this community. In his service so far he was made a Field Training Officer, Drug Recognition Expert, Tactical Instructor, served on our Community Resource Unit, is a member of our Mobile Field Force and Honor Guard teams. In 2023 he was promoted to Lieutenant, now supervising some of those teams.

His career is an example of the incredible skills you can achieve in just a short time in this career.
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5 days ago
Welcome, K-9 Bane! Stay safe!Image attachment

Welcome, K-9 Bane! Stay safe! ... See MoreSee Less

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Congratulations! Stay safe! ... See MoreSee Less

5 days ago
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We will Never Forget. ... See MoreSee Less

5 days ago
Thank you, #AdministrativeProfessionals! 💙💙

Thank you, #administrativeprofessionals! 💙💙Happy Administrative Professionals Day! These ladies truly keep our department running well and we appreciate everything they do!

#administrativeprofessionalsday #mpd #maranapolice
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5 days ago
Thank you for 30 years of service! Enjoy retirement and stay safe!

Thank you for 30 years of service! Enjoy retirement and stay safe!Rock Island Police Chief Richard Landi to Retire

After more than 30 years with the Rock Island Police Department, Chief Richard Landi has announced his retirement, effective Friday, April 26, 2024.

Chief Landi was appointed chief of police in April, 2022 after serving five months as interim chief. He began his career with the Rock Island Police Department in December 1993 as a patrol officer in Field Operations. He rose through the ranks of the police department, serving as sergeant from 2003 to 2010, and as lieutenant until 2020 when he was appointed to deputy chief of police.

“It's been an honor and privilege to have served in one of the finest police organizations in the nation,” Chief Landi said. “Over the past 30 years, I've served in many roles within the police department and was fortunate to have worked with so many dedicated and talented people - past and present - many of whom shaped me as a police officer and guided me as a future leader.

“The capstone to what has been a wonderful and rewarding career undoubtedly has been that of becoming the department's police chief. While this role wasn't something I thought to achieve, attaining it provided me with the opportunity to lead the department through what has been the most challenging and changing landscape that law enforcement has experienced during my career.”

Chief Landi attended Black Hawk College for law enforcement and criminal justice and received his certification from the University of Illinois Police Training Institute for Basic Correctional Officer, Basic Law Enforcement Officer and Master Firearms Instructor. He earned various certifications in areas of police operations, management and administration throughout his career.

Prior to joining the City of Rock Island, Chief Landi began his law enforcement career in 1990 as an auxiliary police officer for the Village of Milan. He then joined the Mercer County Sheriff’s Department as a correctional officer, where he later became the jail administrator.

During his nearly 31-year tenure at the Rock Island Police Department, Chief Landi has served in a variety of roles, including: field training officer, firearms and Use of Force instructor, assistant watch commander and watch commander for the Field Operations Division, deputy commander of the Technical Services Division, deputy commander of the police department’s Emergency Response Team, deputy commander of the ILEAS Region 2 WMD Special Response Team and agent in the Office of Professional Standards. Additionally, Chief Landi has earned numerous service awards during his career to include letters of recognition, certificates of appreciation, commendations and Life Saving awards.

“On behalf of the City, I would like to express our sincere appreciation for Chief Landi and the incredible leadership he has provided to the Rock Island Police Department," said Mayor Mike Thoms. "His dedication and commitment has led to a decrease in crime, improved community relations and an increase in efficiencies across the department.

"We congratulate Chief Landi on a job well done and wish him well on his retirement."

In addition to overseeing the daily operations of the police department, Chief Landi supervised the department’s recruitment efforts, reorganized staff and implemented new technologies to improve the department’s efficiency and effectiveness in delivering police services to the community. This includes transitioning to the new P-25 radio network for police, fire and emergency services in Rock Island and Scott Counties; implementation of a new records management and 911 dispatch system; a new Automated License Plate Recognition System (ALPR); and the continuing expansion of the city’s camera network.

Under his leadership, the police department enacted numerous operational policy and procedural changes to meet the mandates of Illinois’ Safe-T-Act; partnered with Family Resources to embed a crime victim specialist into the department for victim support and assistance; completed the police department’s third re-accreditation under the Illinois Law Enforcement Accreditation Program (ILEAP) for Tier 2 status; joined with the six other Illinois Quad Cities law enforcement agencies to adopt the Ten Shared Principles in partnership with the Rock Island County NAACP; and worked with the Rock Island-Milan School District to reintroduce a school resource officer to the high school.

Chief Landi’s efforts to strengthen partnerships with neighboring law enforcement agencies led to an intergovernmental support agreement between the City and the Rock Island Arsenal for the management of their police and fire radio service maintenance; collaboration with the Davenport Police Department to expand Group Violence Intervention (GVI) to Rock Island; and collaboration with the Moline Police Department for a shared automated biometric fingerprint identification system to aid their Criminal Investigations Divisions in solving cases.
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5 days ago
We will Never Forget.Image attachmentImage attachment+Image attachment

We will Never Forget. ... See MoreSee Less

5 days ago
Thank you, #AdministrativeProfessionals! 💙💙

Thank you, #administrativeprofessionals! 💙💙Happy Administrative Professionals Day to Emily Weatherford!

The Murray Police Department would like to take a moment to honor and appreciate Emily for her incredible dedication, hard work, and the invaluable support she provides. Emily’s organizational skills, attention to detail, and positive attitude are truly exceptional.
Thank you, Emily, for keeping everything running smoothly and making our workdays brighter with your presence. Your contributions are instrumental to our success, and we’re grateful to have you as part of our team. Here’s to Emily, on this special day.
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5 days ago
Congratulations and thank you! Stay safe!

Congratulations and thank you! Stay safe!Congratulations to Sgt. Velez of Kendall County Sheriff's Office for being selected as their Employee of the Year for 2023! ... See MoreSee Less

5 days ago
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💙💙💙💙This sweet girl dropped off some sweet treats from Girl Scout Troop 7100. Our staff thanks you for your kindness! ... See MoreSee Less

5 days ago
Congratulations!! 
Stay safe!

Congratulations!!
Stay safe!Ari graduated from another training class! She successfully completed Intermediate Obedience Part 1 Class. She did so well, and we are so happy with how well she has progressed through her training.

Ari is OVPD’s Wellness K9, a part of Chief Riley’s overall employee wellness program. Her job is to help reduce stress and help employees during times of critical or traumatic incidents, and for daily stress relief. She can also be deployed for victims of traumatic crimes, to assist them through the difficult process of the investigation.

Thanks Ruff House for another great class!
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6 days ago
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Thank you!
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6 days ago

The Credit Union is honored to welcome the South Suburban College Police Department (Illinois) into our field of membership. We look forward to serving the financial needs of you and your families. ... See MoreSee Less

6 days ago

National Police Credit Union is honored to welcome the Kentucky Tactical Officers Association into our field of membership. We look forward to serving the financial needs of you and your families. ... See MoreSee Less

7 days ago

Congratulations on your retirement and thank you for your many years of service, Officer Pena. We wish you all the best in your next endeavors. Stay safe!
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1 week ago
NEW EPISODE: Conversations

The Mortgage Beat is live with an all-new episode featuring John Aretos, CEO, Police Mortgage, created For First Responders Who Are Second to None!

To hear the episode, please visit: https://policemortgage.com/mortgage-beat-episodes/.

#PoliceMortgage #Mortgage #FirstResponders #LawEnforcement #EverybodyGoesHomeLetsGetHomeTogether

NEW EPISODE: Conversations

The Mortgage Beat is live with an all-new episode featuring John Aretos, CEO, Police Mortgage, created For First Responders Who Are Second to None!

To hear the episode, please visit: policemortgage.com/mortgage-beat-episodes/.

#PoliceMortgage #mortgage #firstresponders #lawenforcement #everybodygoeshomeletsgethometogether
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1 week ago
Thank you for 20 years of dedicated service! We are truly appreciative, and we wish you all the best and every success in your next endeavor!Image attachmentImage attachment+7Image attachment

Thank you for 20 years of dedicated service! We are truly appreciative, and we wish you all the best and every success in your next endeavor! ... See MoreSee Less

1 week ago

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It’s Never Too Early to Start Learning About Money

When I was a kid, there weren’t any classes that focused on financial education, not in high school or college, and certainly not in elementary school.  In fact, no one really discussed it much at all.  Financial education was not discussed in our home or in any of my friends’ homes for that matter and it was not a focus of any business that I was aware of…not a focus for employees or even clients.

So, when you think about it in those terms, it should not be a surprise that a lack of financial education contributed, in part, to the economic difficulties we are currently facing.  Only in the last few years, have we started taking the time to look at our credit reports and understand how our behavior impacts our credit scores.  It also appears to have taken the “Great Recession” for many of us to figure out that we cannot spend more than we earn over a prolonged period of time.

Now, businesses, networks, and publications are clamoring to provide us all with more financial education than we previously knew existed.  There are television programs, columns, blogs, podcasts, seminars, webinars, workshops, and courses solely devoted to financial education.  Some are helpful and worthwhile, others not so much.  Like anything, no educational effort will be as successful as the one that takes place in peoples’ homes during the formative years of a child’s development.

Education always has the most impact when administered before someone has had the chance to develop a bad habit or a mistaken belief and providing a fundamental financial education to your children cannot start too early.

When you are alert to them, there are plenty of opportunities to spend a few minutes to teach your children about money and finances without laboring on the subject or talking about matters that may or may not be understood.

For instance, a visit to an ATM could be an ideal time to share some of the basics of money and financial transactions with your children.  Providing your children with brief explanations of deposits and withdrawals is a great starting point and related questions will often arise from these initial conversations.  How do you earn money?  What do you spend it on?  How do you know how much money you have?

Another routine event that presents an opportunity to begin to educate your children on finances is when you sit down to pay some bills.  As an adult who has paid my share of bills, I am still amazed at how much things cost.  It makes sense, then, that kids might also be surprised by the cost of things like the groceries they eat and the clothes they wear.

Kids are especially alert to discovering new things and once they discover something new, they usually want to know more about it so if you are really committed to providing basic financial education to your children, you can turn the mundane act of paying bills into an all out math contest for your kids.  If we have this much and we pay that much, how much will we have left?  You get the picture.

The concept of budgeting also lends itself well to the type of educational situation that kids will respond to.  There are numerous ways to incorporate addition, subtraction, and multiplication into a budget explanation.

All of these examples also create a chance for you to convey the importance of saving to your children.  Whether you are going to the ATM, paying bills, or budgeting, there must first be money available before any of these actions take place.  If your child understands the importance of saving, developing an awareness of costs and expenses follows close behind.  This understanding may even lead to lower household costs because your child may be more likely to take care of something or make household supplies last longer simply because he or she has a basic awareness of money.

While the topic of financial education could at first seem imposing and complex, in its most basic forms it can be explained in very understandable terms to children of very young ages and the sooner you start the process, the more prepared your kids will be to navigate their own finances as they get older.

All of us teach our kids to beware of strangers and to not readily accept anything from them, yet every year kids go off to college and accept credit card offers from people they have never met and companies they have never dealt with often leading to circumstances that they did not anticipate.  Some of these situations can be avoided just by creating chances to talk with your kids about money early and often.

Recently, you have probably heard people claiming that they have debts (namely mortgages) that they cannot pay because they did not understand the terms of the loan they took out when they signed for it.  Would you allow your child to use that claim as a valid excuse for not passing a test in school?  Of course you wouldn’t.  You would remind your kids that they knew the test was coming and that they had plenty of time to study for it.  If that excuse is not acceptable when you are child, it will not be acceptable to you as an adult and you will be far more likely to read and thoroughly understand documents associated with the financial decisions that you will make.

When you take the time to learn about something, you invariably develop a greater understanding of it and when you develop a greater understanding of something, you develop an appreciation for it.  Ultimately, you make it a matter of personal importance.

This could not be truer when it comes to your personal finances.  If you have an appreciation for money and finances based on a solid understanding of how the basics work, you will be more respectful of your finances and be far less likely to be intimidated by them.

If you help your kids to develop this understanding at an early age, it will help them create a strong foundation from which they will be able to make healthy decisions that will benefit them and your family financially.

Scott Arney
Chief Executive Officer
Chicago Patrolmen’s Federal Credit Union

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