Assisting Loved Ones with Their Bills

Facebook

Comments Box SVG iconsUsed for the like, share, comment, and reaction icons
Cover for National Police Credit Union
NEW EPISODE: Pre-Approval Costs

The Mortgage Beat is live with an all-new episode featuring John Aretos, CEO, Police Mortgage, created For First Responders Who Are Second to None!

To hear the episode, please visit: https://policemortgage.com/mortgage-beat-episodes/.

#PoliceMortgage #Mortgage #FirstResponders #LawEnforcement #EverybodyGoesHomeLetsGetHomeTogether

NEW EPISODE: Pre-Approval Costs

The Mortgage Beat is live with an all-new episode featuring John Aretos, CEO, Police Mortgage, created For First Responders Who Are Second to None!

To hear the episode, please visit: policemortgage.com/mortgage-beat-episodes/.

#PoliceMortgage #mortgage #firstresponders #lawenforcement #everybodygoeshomeletsgethometogether
... See MoreSee Less

2 days ago

National Police Credit Union is honored to welcome the Merrillville Police Department (Indiana) into our field of membership. We look forward to serving you and your families. ... See MoreSee Less

3 days ago
Congratulations! Thank you! Stay safe!Image attachmentImage attachment+8Image attachment

Congratulations! Thank you! Stay safe! ... See MoreSee Less

3 days ago
We will Never Forget.

We will Never Forget.Today we remember and honor Everett Police Department Officer, Dan Rocha. Officer Rocha lost his life in the line of duty on this day in 2022. Gone but not forgotten. ... See MoreSee Less

3 days ago
Congratulations!! Stay safe!

Congratulations!! Stay safe!Help us congratulate Officer Gualbert Button, our newest TMPA member at the Kennedale Police Department! 🚔 Sworn in Friday among family, friends, and peers, his journey from the Philippines, academic achievements, and previous police service set the stage for his new role.

Again, congratulations brother, we are eager to see you succeed! #TMPAFamily #KennedalePD
... See MoreSee Less

3 days ago
Thank you for your service, K9 Drago!
Congratulations, Sgt. Jorge! Stay safe!

Thank you for your service, K9 Drago!
Congratulations, Sgt. Jorge! Stay safe!Drago will spend his retirement days at Sgt. Jorge's home enjoying family and fun times. K9 Drago has retired from the Essex County Sheriff's Department after serving since 2018. His partner K9 Sgt. Leonardo Jorge has been promoted to their Investigations Unit.
... See MoreSee Less

3 days ago
Happy birthday, K9 Freya!

Happy birthday, K9 Freya!Happy birthday to K9 Freya of the Grand County Sheriff's Office - Colorado. ... See MoreSee Less

3 days ago
Congratulations and thank you! Stay safe!Image attachmentImage attachment+2Image attachment

Congratulations and thank you! Stay safe! ... See MoreSee Less

3 days ago
💙💙💙💙

💙💙💙💙Cute, a future police officer posing for a photo with the Troy Police Department. ... See MoreSee Less

7 days ago
Congratulations and thank you! Stay safe!Image attachmentImage attachment

Congratulations and thank you! Stay safe! ... See MoreSee Less

7 days ago
Welcome and thank you! Stay safe!

Welcome and thank you! Stay safe!The Lincoln Township Police Department would like to take this opportunity to welcome Officer Brock Emery to the department. Officer Emery is a local resident and is a graduate of Lakeshore Public Schools. Officer Emery attended Kalamazoo Valley Community College and then Madonna University. After college, Officer Emery enlisted in the Army. During his time in the Army, Officer Emery was involved in the Presidential Escort Detail and the Caisson Platoon. Officer Emery is married and currently lives here in Lincoln Township. Welcome Officer Emery. ... See MoreSee Less

1 week ago
Welcome and thank you! Stay safe!

Welcome and thank you! Stay safe!We are so excited to welcome the inaugural Members of
The Ennis Police Department Detention Facility!

Detention Officer Jonathan Villagran, Detention Officer Christopher Stroud, Detention Officer Dillon Oates,
Detention Officer Angelica Estrada, Detention Supervisor David Dodd

We look forward to a long, prosperous, and successful journey as our department continues to grow and become a premier Law Enforcement Agency in Ellis County.

Congratulations on joining our community.

Service, Honor, and Vigilance.
... See MoreSee Less

1 week ago
Welcome and thank you! Stay safe!Image attachmentImage attachment

Welcome and thank you! Stay safe! ... See MoreSee Less

1 week ago
Welcome and thank you! Stay safe!

Welcome and thank you! Stay safe!Help us welcome Levi Birkey to the police department. Officer Birkey comes to us with two years of police experience. He will begin 12 weeks of field training starting Sunday. ... See MoreSee Less

1 week ago
NEW EPISODE: The Unpredictability of 2024

The Mortgage Beat is live with an all-new episode featuring John Aretos, CEO, Police Mortgage, created For First Responders Who Are Second to None!

To hear the episode, please visit: https://policemortgage.com/mortgage-beat-episodes/.

#PoliceMortgage #Mortgage #FirstResponders #LawEnforcement #EverybodyGoesHomeLetsGetHomeTogether

NEW EPISODE: The Unpredictability of 2024

The Mortgage Beat is live with an all-new episode featuring John Aretos, CEO, Police Mortgage, created For First Responders Who Are Second to None!

To hear the episode, please visit: policemortgage.com/mortgage-beat-episodes/.

#PoliceMortgage #mortgage #firstresponders #lawenforcement #everybodygoeshomeletsgethometogether
... See MoreSee Less

1 week ago
Congratulations and thank you for 45(!!!!) years of service, Superintendent Clapprood! That is an incredible milestone! All the best and every success in your retirement! Stay safe!Image attachment

Congratulations and thank you for 45(!!!!) years of service, Superintendent Clapprood! That is an incredible milestone! All the best and every success in your retirement! Stay safe! ... See MoreSee Less

1 week ago
Thank you for 28 years of service! 
#Hero

Thank you for 28 years of service!
#HeroWell done Brother. Lieutenant Pablo Cruz has retired from the Ohio State Highway Patrol after 28 years of service.
... See MoreSee Less

1 week ago
Thank you for 24 years of service! All the best in our success in your next endeavors.

Thank you for 24 years of service! All the best in our success in your next endeavors.Congratulations!

After 24 years of dedicated service to the City of Rolling Meadows Officer Steve Whetstone retired today. Throughout Officer Whetstone’s career with the Rolling Meadows Police Department he served as a Field Training Officer, Major Case Assistance Team Traffic Crash Investigator, Motorcycle Officer, and our very first K9 Officer, and most importantly a friend to us all.

Officer Whetstone also has numerous awards to include the lifesaving award.

Officer Whetstone will be greatly missed by the department and we wish him well on the next chapter of his life. Congratulations to Officer Stephen Whetstone #209 on 24 years of dedicated service to the city!

Please help us congratulate Officer Whetstone on his retirement!

Congratulations Steve!!
... See MoreSee Less

2 weeks ago
Thank you!! Stay safe!

Thank you!! Stay safe!Shout-out to Deputy Chad Smith for five years of serving and protecting Okaloosa County residents and visitors! #TeamOCSO #WellDone ... See MoreSee Less

2 weeks ago

Latest Tweets

Feed Them Social: TikTok Feed not loaded, please add your Access Token from the Gear Icon Tab.

Assisting Loved Ones with Their Bills

First, if you are going to accept the responsibility of helping someone pay their bills when they are unable to do it themselves, make sure you do right.  The last thing you would want is to have the right intention, but end up making a difficult situation worse.

To take on this responsibility and set yourself up to do it successfully, you need to gather all of the necessary information in order to get a handle on the task.

Bills show up in a variety of ways and times.   By mail or electronically, sometimes even by text.  Monthly or quarterly.  Sometimes they are attached to a credit card.  Find out what bills there are and when and how they are being received and be thorough when doing so.  While you are at it, try to make a list of contact information in case you need to reach out to any of these businesses to make them aware of the situation or simply to ask for assistance.

Determine any other payment responsibilities.  Are there membership dues to pay?  If the person is a renter, what utilities are their responsibility?

Once you have gathered all of this information, put it all together on a spreadsheet or use a system that you are comfortable with even if it is pen and paper.  The important thing here is to develop an accounting of every bill, it’s due date, and where to look for it.

Once you have done that, take a look at the bills for legitimacy and applicability.  Let’s assume everything is accurate and being billed from a legitimate source.  Are there bills or services that are no longer applicable due to the situation of your loved one?  Might some of the services be cancellable?

Next, you definitely need to make sure that you have access to the funds that are necessary to pay these bills.  Is your loved one using an on-line banking account?  Are there multiple accounts or one centralized account?  Do you need to transfer funds from a savings account to a checking account in order to cover the bills?

Lastly, keep good records of the bills you pay and the transactions you complete on behalf of your loved one so that you can either clearly show them what you did on their behalf and/or work with the necessary parties to ensure you have been transparent, organized, and clear in your actions and decision making.  If your loved one had an organized system for paying the bills and it makes sense to you, go ahead and keep using it.  Either way, be sure to create a paper trail for your actions.

For additional tips and assistance with all of your budgeting needs, please contact the Credit Union’s Financial Planning and Education Center, which  offers FREE AND CONFIDENTIAL Credit Counseling for members and your immediate families. Our Credit Counseling services are led by our Trusted Business Partner, Certified Credit Union Financial Counselor Gwendolyn Hawkins, who has been assisting our members in Law Enforcement with their Credit needs for over 25 years.

Scott Arney
Chief Executive Officer
Chicago Patrolmen’s Federal Credit Union

Share This Post

Recent Posts

thumbnail
For those of you not familiar with cicadas, let me provide you with a brief introduction.
Serial Decisions
How many times have you heard these statements uttered? I was thinking that instead of trying to define an intangible, highly subjective concept such as fairness by what it is not, it might be worthwhile to take a crack at what it is.
STOP!
Before you purchase that new car, check the Credit Union website to see if we can beat that rate!

Subscribe to our Newsletter

We’d love to add you to our mailing list.