National Financial Capability Month

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Congratulations and thank you to all! Stay safe!Image attachmentImage attachment+2Image attachment

Congratulations and thank you to all! Stay safe! ... See MoreSee Less

2 days ago
Welcome!! Congratulations!! Stay safe.Image attachmentImage attachment+1Image attachment

Welcome!! Congratulations!! Stay safe. ... See MoreSee Less

3 days ago

15 CommentsComment on Facebook

Congratulations

God bless and keep y’all safe! ๐Ÿ™๐Ÿป๐Ÿ™๐Ÿป๐Ÿ™๐Ÿป

Congratulations ๐ŸŽŠ

Congratulations...Thank you for your service and God Bless

Congrats ๐Ÿ‘

Congrats

๐Ÿ‘๐Ÿ‡บ๐Ÿ‡ธ

Congratulations and stay safe!

Congratulations!

Congratulations. Wish you all good luck and be safe.

Congratulations

Congratulations

BE SAFE TAKE CARE ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ‘ฎ‍โ™€๏ธ

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We will Never Forget. ... See MoreSee Less

6 days ago
Thank you for 30 years of service!

Thank you for 30 years of service! ... See MoreSee Less

6 days ago

6 CommentsComment on Facebook

Happy Retirement!!

Congratulations on your retirement enjoy

GOD BLESS OUR BRAVE WARRIORS๐Ÿ‡บ๐Ÿ‡ฒ๐Ÿ‡บ๐Ÿ‡ฒ๐Ÿ‡บ๐Ÿ‡ฒ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™โค๏ธโค๏ธ

๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ

Thanks proud of you

Ty

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We will Never Forget.

We will Never Forget.#NeverForget ... See MoreSee Less

7 days ago

5 CommentsComment on Facebook

RIP Sir, thank you for your service to your community......

๐Ÿ’™

Prayers

RIP๐Ÿ™๐Ÿ‡บ๐Ÿ‡ธ

RIP

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We will Never Forget.

We will Never Forget.#NeverForget ... See MoreSee Less

7 days ago

11 CommentsComment on Facebook

Rest in Peace Officer. <3

Amen RIP prayers said

Prayers for the families

Prayers

๐Ÿ’™

God bless him

RIP Officer!!!

RIP FELLOW BROTHER OFFICER

Rip Hero

So sorry. RIP

RIP

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Thank you, Sir!

Thank you, Sir!Three Decades and Counting!
Congratulations to Captain Todd Watkins on his thirty years of service to the OCSO and citizens of Okaloosa County! Thank you for your countless contributions to our community! ๐Ÿ‘๐ŸŒŸ
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7 days ago

2 CommentsComment on Facebook

Congratulations,thank you for your service

Congratulations and stay safe

Congratulations and welcome Officer Gabidson Boisrond!Image attachment

Congratulations and welcome Officer Gabidson Boisrond! ... See MoreSee Less

1 week ago

5 CommentsComment on Facebook

Salute and Honor

๐Ÿ‘๐Ÿ‡บ๐Ÿ‡ธ

Congratulations ๐Ÿ‘๐ŸŽ‰๐ŸŽ‰๐ŸŽ‰๐Ÿ‡บ๐Ÿ‡ธ

Congratulations

๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™

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Thank you!

Thank you!Meet our employee of the quarter, Officer Reid Daut!

Officer Daut joined our department in 2021 after previously working as correctional deputy at the Sonoma County Sheriffโ€™s Office. Most recently, he was selected to be a Training Officer at our department and has since been assigned one of our new trainees.

He was chosen as Employee of the Quarter for his high quality investigations, teamwork, and resourcefulness in working to solve multiple complex cases these last few months.

Congratulations, Reid!
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1 week ago

2 CommentsComment on Facebook

๐Ÿ‘๐Ÿ‡บ๐Ÿ‡ธ

๐Ÿ‘๐Ÿ‘๐Ÿ‘ ๐Ÿ™ ๐Ÿ™ ๐Ÿ™ ๐Ÿ™ ๐Ÿ™

Congratulations and thank you!

Congratulations and thank you!๐Ÿ“ข Congratulations to Corporal Byung Kang on his 11 years of dedicated service with the Duluth Police Department! ๐Ÿ‘๐ŸŽ‰

Currently assigned to Special Operations, Corporal Kang serves as a K9 Officer, working alongside his loyal and talented partner, K9 Clodo. ๐Ÿพ๐Ÿ‘ฎโ€โ™‚๏ธ Their partnership exemplifies the dedication and bond between law enforcement officers and their K9 companions.

Thank you for your service, Corporal Kang, and congratulations once again on this milestone achievement! ๐Ÿ™Œ๐Ÿ‘ #DuluthPD
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1 week ago

14 CommentsComment on Facebook

Thanks prayers stay safe and well in Jesus name

Congratulations

๐Ÿ‘๐Ÿ‡บ๐Ÿ‡ธ

Congratulations we Love our Police ๐Ÿ‡บ๐Ÿ‡ธโค๏ธ๐Ÿ™๐Ÿ’™

Thank you for your service! ๐Ÿ–ค๐Ÿ’™๐Ÿ–ค

Congratulations ๐Ÿ’™

Congratulations ๐ŸŽŠ

Congratulations ๐ŸŽˆ ๐Ÿ™

Thank you for your service ๐Ÿ’™

Congratulations!โค๏ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‘๐Ÿ‘๐Ÿ‘

Congratulations and stay safe

๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ

๐Ÿ™๐Ÿ‘๐Ÿพ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‘

Ty

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1 week ago

2 CommentsComment on Facebook

Condolences to the families and friends!

Ty

The Credit Union is honored to welcome the Gurnee Police Department (Illinois) into our field of membership. We look forward to serving you and your families. ... See MoreSee Less

2 weeks ago

1 CommentComment on Facebook

๐Ÿ˜†๐ŸŒ™๐Ÿ˜น๐Ÿฅ๐ŸฅŠ Worry less, smile more.๐ŸŽhttps://bawornnon.vercel.app/

The Mortgage Beat returns with a post-season Bonus Episode! In this segment, Police Mortgage CEO John Aretos provides insight on the 2024 Q4 market. 

To hear the episode, please visit: https://policemortgage.com/mortgage-beat-episodes/.

The Mortgage Beat returns with a post-season Bonus Episode! In this segment, Police Mortgage CEO John Aretos provides insight on the 2024 Q4 market.

To hear the episode, please visit: policemortgage.com/mortgage-beat-episodes/.
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2 weeks ago
We will Never Forget.

We will Never Forget.On this day in 2019, the Detroit Police Department lost Police Officer Rasheen McClain, who was shot and killed in the line of duty. McClain was posthumously promoted to Sergeant. He served for 16 years. We will never forget his ultimate sacrifice. #NeverForgotten #OneDetroit ... See MoreSee Less

2 weeks ago

31 CommentsComment on Facebook

Rest In Peace

RIp! Thank you for your service,bravery,sacrifice and dedication!

๐Ÿ™๐Ÿ’™๐Ÿ’™๐Ÿ’™

๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ–ค๐Ÿ’™๐Ÿ–ค๐Ÿ™๐Ÿ™๐Ÿ™

Prayers for the families. R.I.P.

Condolences to the families and friends!

God bless

๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐ŸŒน๐ŸŒน๐ŸŒน

๐Ÿ’™๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธโ€ผ๏ธโ€ผ๏ธ

R.I.P. ๐Ÿ™๐Ÿป

REST EASY DEAR HERO OFFICER ๐Ÿ™๐Ÿผ๐Ÿ’™๐Ÿ™๐Ÿผ๐Ÿ–ค Thank You for your Service and Sacrifice โค๏ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ’™ Prayers for your FAMILY , FRIENDS and FELLOW BLUE ๐Ÿ’™๐Ÿ™๐Ÿผ๐Ÿ–ค

๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™โค๏ธ

Prayers

Rest in peace amen ๐Ÿ™โค♥

RIP prayers said ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡บ๐Ÿ‡ธ

๐Ÿ™๐Ÿ™๐Ÿ™

RIP… Thank You for your service and sacrafice…

Bless his family.

Thanks to you our Hero. ๐Ÿ‡บ๐Ÿ‡ธ♥๏ธ

RIP FELLOW BROTHER OFFICER

My heart breaks for his family, loved ones and friends. God comfort them in their time of grief. ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ™๐Ÿผ

RIP๐Ÿ™๐Ÿ‡บ๐Ÿ‡ธ

God bless rip prayers said ๐Ÿ™๐Ÿ™

Rip hero

My Condelences RIP , God bless the family โค๏ธ ๐Ÿฅ€ ๐Ÿ™

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All the best to you, Sir. Thank you for your 50 years of service!Image attachmentImage attachment+1Image attachment

All the best to you, Sir. Thank you for your 50 years of service! ... See MoreSee Less

2 weeks ago

3 CommentsComment on Facebook

๐Ÿ‘๐Ÿ‡บ๐Ÿ‡ธ

Thanks prayers stay safe and well in Jesus name

God keep you all safe ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™

Congratulations! Thank you! Stay safe!Image attachmentImage attachment+4Image attachment

Congratulations! Thank you! Stay safe! ... See MoreSee Less

2 weeks ago

3 CommentsComment on Facebook

Thanks prayers stay safe and well in Jesus name

Congratulations ๐ŸŽŠ

Bless all of you.

Congratulations! Thank you! Stay safe!

Congratulations! Thank you! Stay safe!Please welcome Officer Sunny Purewal to the Lathrop Police Department. Officer Purewal comes to us from the Stanislaus State University Police Department after being there for 3 years. While there, he was part of the bicycle and critical response unit.

Prior to that, he worked for the Modesto Police Department for 3 years.

We are excited to have him as part of our team and trust his experience will be a huge benefit to our department and community!
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2 weeks ago

4 CommentsComment on Facebook

๐Ÿ‘๐Ÿ‡บ๐Ÿ‡ธ

God bless stay safe ๐Ÿ’™๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ‘ฎ‍โ™€๏ธ

Congratulations and thank you! Stay safe!

Congratulations and thank you! Stay safe!The New London Police Department is pleased to introduce our two newest members of the department! Police Officer candidates Rebecca Soto and Amanda Battey. Both Police Officer candidates were sworn in today, 11/17/2023, at City Hall.

Police Officer candidate Rebecca Soto is a former Whaler (NLHS graduate) and City resident. Officer Soto previously worked at Electric Boat before joining the New London Police Department

Police Officer candidate Amanda Battey grew up in Plainfield CT and is a graduate of Harvard Ellis Tech. Officer Battey previously worked as a public safety dispatcher at Mashantucket PD before joining the New London Police Department.

Both candidates will start their training on Sunday, 11/19/2023, in-house followed by attending the Law Enforcement Council (LEC) Training Academy, Norwich, CT beginning November 27, 2023. They will attend the training academy for approximately 30 weeks where they will receive all the essential training (approx. 1,345 hours) needed to complete field training and become a certified police officer in the State of Connecticut.

We ask that you join us in welcoming Police Officer candidates Rebecca Soto and Amanda Battey to our community and wishing them success in their training to transition to New London Police Officers.

Congratulations!
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2 weeks ago
Rest in Peace, Sir. We will Never Forget.

Rest in Peace, Sir. We will Never Forget.END OF WATCH: Bellevue (Nebraska) Police Department Officer Christopher Abbott, November 18, 2023.

Please extend your condolences to the Bellevue Police Department and the family of Officer Christopher Abbott. Christopher passed away suddenly, yesterday, after an unexpected medical emergency.

The community loved Christopher, who in return, also showed his love for his community. Over his 22 year career, Christopher was heavily involved in planning events during literally every major holiday. He loved community policing, a unit he was a part of since 2009.

Above all else, Christopher loved being a dad to his two sons and a loving husband to his wife, who he had been together with since high school.

Rest easy, brother. We have the watch.

#christopherabbott #servant #guardian #sheepdog
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2 weeks ago

21 CommentsComment on Facebook

Rest In Peace

Rip officer!!๐Ÿ’™โญ๏ธ๐Ÿ™๐Ÿป

๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ–ค๐Ÿ’™๐Ÿ–ค๐Ÿ™๐Ÿ™๐Ÿ™

๐Ÿ™ Blessings to the family and loved ones.

๐Ÿ˜ข๐Ÿ™๐Ÿ‡บ๐Ÿ‡ธ

Rest in peace. We will take the watch.

Rest in Peace and may his family find comfort in the Lord. He is with Him now.

Prayers ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™

RIP God bless prayers for his family.

Condolences

Peace my brother. Rest in peace

Prayers

Rest in peace brother

๐Ÿ˜ฅ๐Ÿ˜ฅ๐Ÿ’”๐Ÿ’”๐Ÿ’”๐Ÿ™๐Ÿ™๐Ÿ™

๐Ÿ˜ข

RIP HERO ๐Ÿ™๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‘ฎ‍โ™€๏ธ

RIP!

R.I.P

RIP. ๐Ÿ™๐Ÿผ๐Ÿ™๐Ÿผ๐Ÿ™๐Ÿผ๐Ÿ’”๐Ÿ’”

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National Financial Capability Month

Kick off National Financial Capability Month, April 2023, by committing to be in control of your own financial destiny.

Start by engaging in the Credit Union’s Financial Fitness for First Responders an ongoing series of free financial wellness programs specifically tailored for families in Law Enforcement. Financial Fitness for First Responders covers the topics most pressing to Law Enforcement Officers, including this monthโ€™s Retirement Readiness, Protecting Your Loved Ones with Life Insurance, Strategies for Investing, the ABCs of Homebuying, and more.

Following are Outtakes from recent Seminars:

RETIREMENT READINESS

  • Deferred Compensation is only one piece of your retirement puzzle.
  • Identify which โ€œbucketโ€ of money; Taxable, Tax-Deferred or Tax Free, best suits your retirement needs.
  • Pension, Social Security and required minimum distributions (RMDs) can affect your Medicare premiums and taxes.
  • Know your risk level, and make sure your investments match it.
  • Never spending Deferred Compensation can have tremendous tax implications for your beneficiaries.
  • ย There are numerous types of life insurance, and many advantages beyond a death benefit.
  • Anyone with a pension will be required to self-fund Long Term Care.
  • Consult a licensed financial advisor who can explain The SECURE Act and how will it affect your retirement accounts.

 

PROTECTING YOUR LOVED ONES WITH LIFE INSURANCE

  • There are several types of life insurance:
  • Term Life provides coverage for a specific period. If the insured passes away during the term of the policy, the beneficiaries receive a death benefit.
  • Whole Life is a permanent life insurance that provides coverage for the lifetime of the policyholder. Whole life policies typically have a fixed premium and pay a death benefit. The policy also has a component that accumulates cash value over time.
  • Universal Life provides permanent coverage and an investment component that offers the policyholder more flexibility.
  • Determine how much life insurance you need, and which policy best accomplishes your goals.
  • Life insurance can be used to generate tax-free income.
  • Life insurance is one way to fund Long Term Care costs.
  • You can convert taxable accounts into tax-free accounts with life insurance.

 

STRATEGIES FOR INVESTING

  • Educate yourself about the basics of investing, the different options available and the associated risks.
  • Define your investment goals and timeline and determine your risk tolerance.
  • ย Diversify your portfolio by investing in different asset classes like stocks, bonds, or mutual funds.
  • Dollar-cost averaging can help reduce the impact of market volatility on your investments.
  • Focus on an investment strategy instead of attempting to predict market highs and lows. Avoid trying to time the market!
  • Regularly monitor your investments and make portfolio adjustments as needed.
  • Seek advice from a licensed financial advisor who can help you create a personalized investment plan.

 

ESTATE PLANNING ESSENTIALS

  • If you do not complete an estate plan, the State of Illinois imposes a plan on your estate, probate proceedings are often unavoidable, probate bond costs cannot be avoided, and disharmony may ensue within your family because of disputes over who should administer the estate.
  • By completing a will or trust, you direct who oversees your property after you pass and who should receive your assets.
  • With proper planning, you can avoid probate proceedings, minimize the costs of administration, and plan for your inheritance to benefit your beneficiaries in a manner that best addresses your concerns about the beneficiariesโ€™ circumstances.
  • Completing a power of attorney for health care permits individuals you trust to make your health care decisions when you are not able to manage your care so that you can avoid guardianship proceedings.
  • Completing a power of attorney for property permits individuals you trust to handle your financial matters to avoid guardianship during your incapacity.

 

BUILDING A BETTER BUDGET

  • A simple budget can help you set financial goals and limit poor spending habits.
  • Follow the 50/30/20 Rule and prioritize essential expenses like rent and groceries.
  • Track expenses to understand where your money is going and identify areas where you can adjust.
  • Donโ€™t spend more than you earn and try not to overuse credit cards.
  • Avoid impulse shopping and flash sales.
  • ย Set aside 3-6 months of living expenses for an emergency fund, which can help cover unexpected costs or job loss.
  • Manage and eliminate debt by utilizing the Avalancheย orย Snowballย methods or investigate a consolidation loan.

 

UNDERSTANDING YOUR FICO CREDIT SCORE

  • Your payment history is the most important factor in calculating your FICO score.
  • Try to keep your credit card balances below 30% of your credit limit.
  • Opening too many new credit accounts in a short period of time can negatively impact your FICO score.
  • Try to keep old credit accounts open, even if you don’t use them often.
  • ย Check your credit report regularly for errors or fraudulent activity. You can get a free copy of your credit report from www.annualcreditreport.com.

 

UNDERSTANDING CRYPTOCURRENCY

  • Bitcoin and Ethereum are the most popular digital currencies, better known as cryptocurrency or โ€œcrypto.โ€
  • Cryptocurrency relies on blockchain technology, an encrypted public ledger that records transactions across a network of computers.
  • Cryptocurrency is decentralized, meaning it is not controlled by a central authority or government.
  • Cryptocurrencies are extremely volatile, so donโ€™t trade them with a โ€œget rich quickโ€ mentality.
  • Do your research when selecting a crypto trading platform and focus on ease of use.
  • Cryptocurrency adoption has grown in recent years, with major companies like Microsoft and AT&T accepting them as a form of payment.
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