Managing a Loved One’s Money When They Cannot

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Congrats,and thanks!

Congratulations

Congratulations!!

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Congratulations

God Bless you guys always

Congrats ๐Ÿ™

Stay safe!!

Be safe!

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Congratulations good luck and Gods Speed be safe

Congratulations to you all

Congratulations

Congratulations be safe!

CONGRATULATIONS.!!!! BLESSEDS

Congratulations

Congratulations ๐ŸŽŠ ๐Ÿ‘ ๐Ÿ’ ๐Ÿฅณ ๐ŸŽŠ

Congrats

Congratulations. Stay safe

Welcome aboard!!!๐Ÿ‘ฎ๐Ÿป‍โ™€๏ธ๐Ÿ‘ฎ๐Ÿป‍โ™€๏ธ๐Ÿ‘ฎ

Good to hear

Congratulations dear lord PLZ keep them safe out there protecting this evil world๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿซก๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™

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Congratulations.

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Congratulations

Congratulations

Blessings to you!

Congratulations ๐ŸŽŠ๐ŸŽˆ

Congratulations

COBGRATULATIONS!!!!! Blesseds

Congratulations n enjoy retirement salute sir ๐Ÿ’™๐Ÿซก๐Ÿซก๐Ÿซก๐Ÿซก

Thank you ,and STAY SAFE!!

Enjoy!

THANKS HERO

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That's awesome! Congratulations!!!!!!Enjoy your retirement..

Congratulations good luck and Gods Speed be safe

Thanks for your service ! You are wonderful people,! Love to all !!,

Best wishes. ๐Ÿ™‚

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Congratulations ๐ŸŽŠ๐ŸŽ‰๐ŸŽˆ

Congratulations Thank You for your service ENJOY Your RETIREMENT ๐Ÿ‘๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ™

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Congratulations Sergeant Michael Liebau.

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Salute and Honor

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Congrats bud, now enjoy yourself

Congratulations, thank you for your service and God bless you. ๐Ÿ’™๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ’™

Enjoy ur retirement ๐ŸŽ‰๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ’™๐Ÿ’™๐Ÿ’™

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God bless you JAMES MENDOZA, PLEASE SUPPORT

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4 days ago

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Thank you for your service K9 Dutch! Enjoy your retirement. Back the Blue ๐Ÿ’™

Thank you for your service

Thank you for your help.

Ty for your service xoxo

Congratulations!

๐Ÿ’™ Happy Retirement K9 Dutch ๐Ÿ’™ thank you for your service โฃ๏ธ

Thank You for your Service and Dedication ! ๐Ÿ‡บ๐Ÿ‡ฒ๐Ÿพ๐Ÿ–ค๐Ÿพ๐Ÿ‡บ๐Ÿ‡ฒ

God bless you ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™โค๏ธ๐Ÿซก๐Ÿซก๐Ÿซก

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Welcome and thank you! Stay safe.SWEARING IN CEREMONY
Public Safety continues to be our top priority in Shafter! Yesterday, we swore in Police Officer Berumen and welcomed her to our Shafter Police Department Family. Officer Berumen comes to us from another agency with five years of experience. Welcome again Officer Berumen to the City of Shafter.โค๏ธ๐Ÿ‡บ๐Ÿ‡ธโค๏ธ๐Ÿ‡บ๐Ÿ‡ธ #Shafter #Community #PublicSafety #SmallTownBigHearts #MakeUsProud Shafter Police Department
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Congratulations!!

Congratulations ๐Ÿ‘๐Ÿ‘

Congratulations n thank you for ur service Sir ๐ŸŽ‰๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ‘

Thank you for 24 years of service!

Thank you for 24 years of service!Congratulations to Officer Charles "Chuck" Porter on retiring after more than 24 years of service to the Olathe community. Well done, sir. You will be missed!
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Congratulations Officer !! Keep up the outstanding work. Stay Safe Officers.

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5 days ago

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Congratulations ๐Ÿ–ค๐Ÿ’™

Salute๐Ÿ’™๐Ÿซก๐Ÿซก๐Ÿซก๐Ÿซก๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ’™

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Congratulations and watch your back!๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ

Congratulations ๐ŸŽˆ๐Ÿพ๐ŸŽŠ

Congratulations everyone

Congratulations ๐Ÿ–ค๐Ÿ’™

Congratulations

God bless you.

Great

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Congratulations

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Congratulations everyone

Congratulations

Congratulations!!

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National Police Credit Union is honored to welcome the Osage Beach Police Department (Missouri) into our field of membership. We look forward to serving you and your families. ... See MoreSee Less

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Congratulations good luck and Gods Speed be safe

Congratulations

Congratulations!

God bless n protect !!

๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ‘ฎ‍โ™€๏ธ๐Ÿ’™๐Ÿ’™๐Ÿ’™๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘

Congratulations God Bless the Blue ๐Ÿ™๐Ÿ™๐Ÿ™๐Ÿ’™๐Ÿซก๐Ÿซก

May Gods bless them and keep them safe.

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Managing a Loved One’s Money When They Cannot

First, if you are going to accept the responsibility of helping someone pay their bills when they are unable to do it themselves, make sure you do right.ย  The last thing you would want is to have the right intention, but end up making a difficult situation worse.

To take on this responsibility and set yourself up for success, you need to gather all of the necessary information in order to get a handle on the task.

Bills show up in a variety of ways and times. By mail or electronically, sometimes even by text.ย  Monthly or quarterly.ย  Sometimes they are attached to a credit card.ย  Find out what bills there are, when and how they are being received, and be thorough when doing so.ย  While you are at it, try to make a list of contact information in case you need to reach out to any of these businesses to make them aware of the situation or simply to ask for assistance.

Determine any other payment responsibilities.ย  Are there membership dues to pay?ย  If the person is a renter, what utilities are their responsibility?

Once you have gathered all of this information, put it together on a spreadsheet or use a system that you are comfortable with even if it is pen and paper.ย  The important thing here is to develop an accounting of every bill, its due date, and where to look for it.

Once you have done that, take a look at the bills for legitimacy and applicability.ย  Letโ€™s assume everything is accurate and being billed from a legitimate source.ย  Are there bills or services that are no longer applicable due to the situation of your loved one?ย  Might some of the services be cancellable?

Next, you definitely need to make sure that you have access to the funds that are necessary to pay these bills.ย  Is your loved one using an on-line banking account?ย  Are there multiple accounts or one centralized account?ย  Do you need to transfer funds from a savings account to a checking account in order to cover the bills?

Lastly, keep good records of the bills you pay and the transactions you complete on behalf of your loved one so that you can either clearly show them what you did on their behalf and/or work with the necessary parties to ensure you have been transparent, organized, and clear in your actions and decision making.ย  If your loved one had an organized system for paying the bills and it makes sense to you, go ahead and keep using it.ย  Either way, be sure to create a paper trail for your actions.

As a member of the Credit Unionย you are have full access to ourย Financial Planning and Education Center and we are here to assist you every step of the way.

Scott Arney
Chicago Executive Officer
Chicago Patrolmen’s Federal Credit Union

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