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Over the years, I have spent a lot of time identifying skills and character traits that I believe are direct contributors to career success.
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When I hear these statements, I can’t help but question the validity of them. It is far too easy to say and then believe that when hard times hit there was no way you could have been prepared and it is, undoubtedly, a great way to absolve yourself of any blame.
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The main difference between a mortgage pre-qualification and a mortgage pre-approval is the fact that a Loan Officer will verify information for a pre-approval. 
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It is possible for you to save money even if you feel as though you live paycheck to paycheck and your wages are totally committed to paying your bills.  Saving money is a matter of habit not finances.
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Dealing with your own mortality can be difficult and overwhelming. So much so, that often times you may choose not to think about it at all.
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If you’ve never been a victim of an information security breach or had your credit card data comprised or even paid much attention to the importance of securing and protecting your personal information, chances are you may now have a different perspective.
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A few nights ago, I was in a group text with some of my best friends, guys that I have known for 35 years. These impromptu text sessions usually spring up over a sporting event or some other topic that gets someone’s attention and is considered worthy of comment or just an excuse to get a conversation going.
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El Alamein is a small town in Egypt.  In 1942, it happened to be the location where a series of battles were waged between Allied and German forces.

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