Savings

If you save as if you are going to live forever, but you forget to enjoy your life and live it to the fullest, you may have plenty of money, but you will have missed out on valuable experiences and many of the rewards of working hard and being responsible.

It is possible for you to save money even if you feel as though you live paycheck to paycheck and your wages are totally committed to paying your bills.  Saving money is a matter of habit not finances...